28 Ways To Save Money That You’ve Never Thought Of

Looking to build wealth, plan for the future, or simply have more money in your pocket right now? You’re in the right place!

In this post, we’re diving straight into 100 money-saving hacks that can transform your financial life. We all have our reasons to save, whether it’s for that dream vacation, a rainy day fund, or just to stop living paycheck-to-paycheck.

Whatever your motivation, these 100 simple money-saving hacks have got you covered. So, let’s start saving!

Tip 1: Learn Basic Car Maintenance

Car repair mechanic fixing auto. Man working on car in garage. At home do it yourself.
Image Credit: Chris Driscoll/Shutterstock.

Master simple car maintenance tasks to save on mechanic fees.

Tip 2: Use a Reusable Shopping Bag

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Bring your reusable shopping bags to reduce plastic waste and save on bag fees.

Tip 3: Cancel Unused Magazine Subscriptions

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Image Credit: Pixel-Shot/Shutterstock.

Eliminate subscriptions you no longer read or enjoy.

Tip 4: Shop During Off-Peak Hours

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Avoid crowds and potentially score discounts by shopping during off-peak times.

Tip 5: Use Financial Apps

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Take advantage of free budgeting and financial management apps.

Tip 6: Negotiate Bills and Fees

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Don’t be afraid to negotiate with service providers to lower your bills.

Tip 7: Make Your Own Cleaning Supplies

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Create your cleaning solutions using common household items.

Tip 8: Cancel Unused Streaming Services

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Review your streaming subscriptions and trim down to what you actually watch.

Tip 9: Use Cashback Rewards

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Earn cashback rewards on credit card purchases to get money back on expenses like gas or groceries.

Tip 10: Repair Shoes Instead of Replacing

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Extend the life of your shoes by repairing them when they show wear and tear.

Tip 11: Buy Clearance Clothing

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Image Credit: Tinatin/Shutterstock.

Shop for clothing at the end of the season when prices are reduced.

Tip 12: Use a Bike Trailer for Groceries

a woman riding a bike in a park.
Image Credit: HIV in view/Shutterstock.

Carry groceries on your bike with a trailer to save on gas and parking.

Tip 13: Host Movie Nights at Home

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Image Credit: SofikoS/Shutterstock.

Instead of going to the movies, host movie nights at home with friends.

Tip 14: Buy Used Sports Equipment

A variety of sports equipment on a black background including an american football, a soccer ball, a baseball, a baseball bat, a tennis racket, a tennis ball, and a basketball.
Image Credit: Mike Flippo/Shutterstock.

Save on sports gear by buying gently used equipment.

Tip 15: Use Prepaid Debit Cards

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Prepaid debit cards can help you stick to a budget and avoid overspending.

Tip 16: Cancel Unused Club Memberships

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Image Credit: PeopleImages.com – Yuri A/Shutterstock.

Review your club memberships and eliminate those you no longer use.

Tip 17: Borrow Tools from Neighbors

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Instead of buying specialized tools, borrow from neighbors when needed.

Tip 18: Shop at Outlet Stores

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Find discounted brand-name items at outlet stores.

Tip 19: DIY Car Wash

Man worker washing car's alloy wheels on a car wash.
Image Credit: Nejron Photo/Shutterstock.

Wash your car at home instead of paying for a car wash.

Tip 20: Buy Store-Brand Pet Food

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Image Credit: Sasha Chornyi/Shutterstock.

Store-brand pet food can be just as nutritious as name brands but at a lower cost.

Tip 21: Cancel Unused App Subscriptions

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Review your app subscriptions and eliminate those you don’t use regularly.

Tip 22: Use a Rain Barrel for Gardening

Rainwater harvesting: Pre-Monsoon Summer rains in May in Kerala, India. Copious amounts of water run drown from the rooftop. Runoff water is collected in polymer tanks. World water day.
Image Credit: AjayTvm/Shutterstock.

Collect rainwater in a barrel to water your garden and save on water bills.

Tip 23: Make Your Own Beauty Products

portrait of a beautiful teenage girl and her wardrobe.
Image Credit: Armin Staudt/Shutterstock.

Create your beauty products using natural ingredients.

Tip 24: Use Public Wi-Fi

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Image Credit: GaudiLab/Shutterstock.

Whenever possible, use free Wi-Fi to save on data charges.

Tip 25: Shop at Discount Online Retailers

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Explore online retailers that offer discounted prices on a wide range of products.

Tip 26: Repair Small Appliances

Modern rechargeable sonic or electric toothbrush set with charger in bathroom. Concept of professional oral care and healthy teeth by using ultrasonic smart toothbrush
Image Credit: Damian Lugowski/Shutterstock.

Fix minor issues with appliances instead of buying new ones.

Tip 27: Swap Childcare with Friends

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Share childcare duties with friends or family to save on babysitting costs.

Tip 28: Utilize the Library for Media

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Image Credit: Dmytro Zinkevych/Shutterstock.

Borrow movies and music from the library instead of buying or renting.

12 Frugal Hacks That Make All The Difference

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A Reddit user who started the frugal journey with his wife a couple of years ago wanted to know the frugal hacks people had that made all the difference.

According to the OP, shopping grocery sales every week and planning their meals helped cut their bill from $250 to $100 per week. Other users shared their stories about frugal hacks they had that made some difference in their lives. Here are some of the best ones.

12 Frugal Hacks That Make All The Difference 

12 Items Frugal People Proudly Exclude From Their Shopping List

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Frugal people are known to spend their money wisely. They live within their means and don’t spend a lot of money. According to a thread on Quora, here are some common things frugal people never buy.

12 Items Frugal People Proudly Exclude from Their Shopping List

23 Side Hustles You Never Considered That Make More Than Your 9 to 5

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Have you ever wanted to make a lot of money from a side hustle and quit your 9 to 5? You may know about the typical side hustles, but I bet you never even heard of these lucrative side hustles!

23 Side Hustles You Never Considered That Make More Than Your 9 to 5

9 So-Called “Frugal” Habits That Are Actually a Waste of Time and Money

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Not everything is frugal! I am sure you have read articles and tips that promote frugal living and give some ideas that are just not frugal! These frugal myths float around and sometimes even cost people a lot of money!

9 So-Called “Frugal” Habits That Are Actually a Waste of Time and Money

10 Stupid Scams People Won’t Stop Falling For

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It seems like every day there is a new scam popping up, promising to make you rich or solve all of your problems. Yet, despite the prevalence of scams and the numerous warnings about them, people still fall for them.

10 Stupid Scams People Won’t Stop Falling For


Hi! I am a millennial mom with a passion for personal finance. I have always been “into” personal finance but got inspired to start my blog after a period of extended unemployment. That experience really changed the way I viewed my relationship with money and the importance of accessible personal finance education.