10 Scams That Are So Dumb, You Won’t Believe People Fall For Them

It seems like every day there is a new scam popping up, promising to make you rich or solve all of your problems. Yet, despite the prevalence of scams and the numerous warnings about them, people still fall for them.

Whether it’s the promise of winning the lottery or the allure of working from home, some scams seem too good to resist. This article will take a look at some of the stupid scams people won’t stop falling for and why they continue to be successful.

1. Nigerian Prince Scam

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This classic scam has been around for years, yet people still fall for it. The Nigerian Prince scam typically involves an email or letter from someone claiming to be a wealthy Nigerian prince who needs your help to transfer a large sum of money out of the country. In exchange for your help, the prince promises to give you a percentage of the money.

Of course, the catch is that you have to send the prince money upfront to cover the cost of the transfer. Unfortunately, once you send the money, you never hear from the prince again.

2. The Lottery Scam

 Mega Millions Lottery tickets and hundred dollar bills.
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You receive a letter or email claiming that you have won a large sum of money in a lottery or sweepstakes that you never entered. To claim your prize, you need to pay a fee or provide personal information. People still fall for this scam, despite the fact that it is illegal to charge a fee to claim a prize in a legitimate lottery.

3. The Work-From-Home Scam

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This scam promises you can earn thousands of dollars a month from the comfort of your own home. All you have to do is pay for a starter kit or training materials.

Once you pay, you discover that the work involves stuffing envelopes or assembling products, and you never make any money. As the saying goes, “if it sounds too good to be true, it probably is.”

4. The Tech Support Scam

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You receive a call from someone claiming to be from a well-known tech company, such as Microsoft or Apple. The caller tells you that your computer has a virus that needs to be fixed immediately.

They then ask for remote access to your computer and charge you a fee for the service. Once you pay, the caller disappears, and your computer is still infected with a virus.

5. The Romance Scam

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Image Credit: Aila Images/Shutterstock.

The romance scam typically involves someone on a dating site or social media platform who pretends to be interested in a romantic relationship with you.

After a period of chatting online or through phone calls, they claim to need money for an emergency or to travel to meet you. Once you send the money, they disappear, leaving you heartbroken and out of pocket.

6. The Investment Scam

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This scam promises to make you rich with minimal effort. The scammer claims to have a hot tip on a stock or investment opportunity that is guaranteed to make you money. Once you invest, you discover that the opportunity was a sham, and your money is gone. Remember, no investment is ever guaranteed.

7. The Charity Scam

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You receive a call or email from someone claiming to be from a well-known charity, such as the Red Cross or UNICEF. They ask for a donation, and you provide your credit card information. Later, you discover that the charity was fake, and your money is gone. Always do your research before donating to a charity.

8. The Social Media Friend Request Scam

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Scammers are known to create fake profiles on social media platforms, such as Facebook, and send friend requests to unsuspecting victims. Once the victim accepts the request, the scammer will start messaging them and try to build trust.

After a while, the scammer will ask for money, claiming they are in a difficult situation and need help. Unfortunately, the victim often ends up wiring the money, and the scammer is never heard from again.

9. The Miracle Cure Scam

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The miracle cure scam preys on people who are desperate for a cure for their illness or medical condition. The scammer will claim to have a miracle cure that can cure anything from cancer to HIV. Of course, the cure is nothing more than a placebo, and the victim ends up wasting their money and their time.

10. The Free Trial Scam

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The free trial scam is a classic example of “buyer beware.” The scammer will offer a free trial of their product but will ask for your credit card information to “cover shipping costs.”

Once they have your information, they will start billing your credit card for the product, even though you didn’t order it. The victim often finds out too late and ends up with a mountain of debt.

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This article was produced and syndicated by A Dime Saved.

Source: Reddit.


Hi! I am a millennial mom with a passion for personal finance. I have always been “into” personal finance but got inspired to start my blog after a period of extended unemployment. That experience really changed the way I viewed my relationship with money and the importance of accessible personal finance education.