How to Live Like a Boomer on a Budget: 10 Frugal Living Tips

We all like to rag on boomers a bit but the people who have the most knowledge are the ones who have been around the longest. The older generation has wisdom to share, and they do so freely and happily.

Older Generation

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One of my favorite corners of the internet allows you to ask the older generation questions.

Often, they provide greater insight and tips than other communities because they’ve lived a long life of experience. For example, these were the top-voted responses after someone asked for their best money-saving tips.

1. Build Up Your Pantry

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“Every time you grocery shop, get one non-perishable item that’s not on your list or needed right away. Make a habit of it. Some weeks you will have extra money, and you can get something big, like a bottle of laundry soap or a bag of dog food,” shared one.

“Make sure you get one thing every time. The pantry you build up will see you through those weeks when the paycheck runs out before the week does.”

2. Learn to Repair

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“Learn to fix your things. With YouTube, Wikipedia, and Reddit, I’m confident I can fix anything. So there’s no reason not to try fixing your dishwasher before buying a new one,” another informed. ”

3. Keep the Change

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“At the end of the day, put all your change in a piggy bank, jar, or container. Then, when it’s full, count it, roll it, and deposit it. I use it for vacations, mostly,” a third user confirmed.

4. Don’t Leave Money on the Floor

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One expressed, “Max out any matching your company may provide on 401ks, employee stock option plans, etc. If they’re willing to give you more money, do the little bit it takes to get it. Otherwise, you’re leaving money on the floor.”

5. Pay Yourself

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“Pay yourself first. Have an amount automatically deposited into an investment account, even if it’s only $10. You won’t miss it and will be happy about having it when it’s time to retire,” stated another..

6. Second Hand Is Not Always a Thrift Store

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Someone noted, “Shop for second-hand clothes and shoes. It’s a big business now, so I’m saying something other than digging through the Goodwill bins. You can get good quality second-hand clothes from ThredUp or Ebay or one of the other thrift sites.”

7. Plan Ahead

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“If you have a pet, set aside $75 or $100 a month for pet care. You’ll use some regularly for food, but the rest will sit in your account. Then when it’s time for the annual exam, emergency vet trip, etc. No problem, you’re covered,” suggested one.

8. Don’t Forget to Splurge Sometimes

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Someone added, “Splurge sometimes. Saving can’t mean depriving. Just like dieting, if you are too strict, you will fall off the wagon, so don’t.” Another replied, “Allow yourself Starbucks, go out with friends. Just do it only some of the time. For example, you can cut back to 1-2 days of going out and Starbucks only during the work week.”

9. Look Down

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“You don’t have to buy name-brand everything, especially groceries. Look on the lower shelves for better deals. Products at eye level are the most expensive. Look down for the better prices,” one suggested.

10. Learn When Your Store Has Markdowns

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Finally, a user shared, “I’ve learned the days my favorite store has their markdowns. For example, the store I shop at usually has the most markdowns on meat on Monday morning, where they discount it by at least 25% and sometimes as much as 50%. Pay attention and plan accordingly.”

10 Best Money-Saving Tips People Learned By Being Frugal That Save Them Money

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What are the best-money saving tips people have learned by being frugal? After a recent internet poll, here are the top-ten voted frugality tips for saving money.

10 Best Money-Saving Tips People Learned By Being Frugal That Save Them Money

7 So-Called “Frugal” Habits That Are Actually A Waste Of Time And Money

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Not everything is frugal! I am sure you have read articles and tips that promote frugal living and give some ideas that are just not frugal! These frugal myths float around and sometimes even cost people a lot of money!

7 So-Called “Frugal” Habits That Are Actually a Waste of Time and Money

10 Examples of When Being Frugal Crosses Over to Cheapskate

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Saving money and being frugal are admirable qualities, but there comes a point where frugality can cross the line into cheapness. While being mindful of your spending can help you achieve your financial goals, being a cheapskate can harm your relationships, reputation, and even your own well-being.

10 Examples of When Being Frugal Crosses Over to Cheapskate

The Big Scam: 18 Things That Are Really Just One Giant Rip-Off

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We’ve compiled a list of 18 things that are secretly just one big scam. Get ready to uncover the truth about some of the biggest rip-offs out there!

The Big Scam: 18 Things That Are Actually Just One Giant Rip-Off

From Ok Boomer To Eye Roll: Gen Z and Millennials Are Sick and Tired of These 28 Boomer Comments

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Older generations love giving advice and telling younger people things. While there are plenty of life lessons to learn from older people, young people are tired of hearing some of what boomers have to say.

From OK Boomer To Eye Roll: Gen Z and Millennials Are Sick and Tired of These 28 Boomer Comments

We hope you enjoyed this Reddit wisdom from older generations trying to save you money.

Hi! I am a millennial mom with a passion for personal finance. I have always been “into” personal finance but got inspired to start my blog after a period of extended unemployment. That experience really changed the way I viewed my relationship with money and the importance of accessible personal finance education.