12 Expense-Cutting Tips That Are Actually Worth Following (Even If They’re Not the Most Fun)

So… how do YOU save money? Someone recently asked what are the best and easiest ways to save some money and keep their hard-earned cash. 

A person asked this question on Quora, and the responses were overwhelming. We have sampled some of the best tactics people use to reduce their monthly expenses from their responses to this thread.

1. Cut off All Entertainment

New York, NY, USA - December 13, 2019: Taylor Swift performs at the 2019 Z100 Jingle Ball at Madison Square Garden.
Image Credit: Brian Friedman/Shutterstock.

Elaine says, “I’ve never been that much into entertainment – I don’t buy tickets to concerts, sports games, or movies (I am in the minority for sure – a lot of people around me love watching movies, but I forget movies so fast so I hardly go to the theatre). What do I do for fun? I take walks with my family, work in the garden, read, surf online, nap, and I have a lot of occupations to keep me busy.”

2. No Bottled Water

Fitness woman drinks water from bottle on the beach near the sea
Image Credit: Rohappy via DepositPhotos.com.

Jay says she saves money by not buying bottled water, “I have water softer and purifier which costs around 10K to install, and I have my own water well and it has no chlorine and fluoride. So fresh earth/well water for life. No more bottled water expense for life.”

3. Drive Cheap Cars and Do Paid Ride Share

The beautiful girl at a car wheel
Image Credit: belarry via DepositPhotos.com.

“I drive a hybrid Toyota to work – which means next to no repair bills and ridiculously low fuel expenditure. And I can do paid ride share, so the car actually earns me money,” says Chris Ebbert.

4. No Eating Out, No Junk Food, and No Fast Food

woman fast food restaurant worker holding a burger
Image Credit: AsierRomeroCarballo via DepositPhotos.com.

Kimberly Walker says, “I do not eat out. I go to the grocery store and roadside produce stands, shop like a queen (ok, I stop at $200), and with the few things I grow, I cook over-the-top amazing meals at home. For a month. No junk food. No soda, no snacks, no fast food. This is all very rare treat type of stuff that I really only try if I’m traveling.”

5. Rarely Shops for Clothes and Accessories

Redhead woman in sunglasses with shopping bags on yellow background.
Image Credit: Masson/Shutterstock.

“Inspired by minimalism, I rarely shop for my clothes and accessories. I have enough hoarded at 37 years and sometimes recycle,” said Sabeeha.

6. Moved to a Cheaper Country

Backpacking women traveler in Florence
Image Credit: Maridav via DepositPhotos.com.

Tarik couldn’t keep up with expenses in the US, “I became an ex-pat in 2017 and moved to SE Asia from the USA to further reduce my expenses. I enjoy traveling and was able to cut my expenses by 50%.”

7. Buy Clothing That Lasts Longer

Glamorous woman with multicolored bags posing isolated background
Image Credit: ViChizh via DepositPhotos.com.

“I buy classic made-to-measure quality clothing that doesn’t go out of style. Better clothes mean you earn more and can last longer. Not really much of an expense. An alternative is to get a standard suit from a department store cheap and alter it if you are broke and can’t even afford a tailored suit,”  Kayee Tong points out.

8. Buying In Bulk

man buying products in bulk
Image Credit: photography33 via DepositPhotos.com.

Teresa Shaw points out, “Strangely enough, buying multiple food items saves me money. This is because if I have something in the cupboard, I can talk myself into making a meal at home rather than eating at a fast-food joint.”

9. Driving Cheap Secondhand Cars

Handsome young man looking back at camera, sitting in car, parking auto, view from rear seat.
Image Credit: Prostock-studio/Shutterstock.

Michael Cheng notes, “Bought a cheap secondhand electric car with cash — saved about $120–150/month on gasoline versus the slightly higher electricity bill.”

10. Cook Meals at Home

Woman eating pasta
Image Credit: belchonock via DepositPhotos.com.

“My wife and I cook every single meal of the day. Both of us are working professionals, but we ensure that we eat home-cooked food every day. Lunch for two will cost approximately $30 in Toronto. By eating home-cooked meals, we save more than $600 every month,” says Subramanian

11. Cut My Own Hair

Horizontal shot of a gray haired man who’s been in quarantine too long attempting to use a bowl to guide him in cutting his own hair.
Image Credit: Carolyn Franks/Shutterstock.

“I got real good at cutting my husband’s hair and my hair to… savings there. My hair actually looks good with the grey; both my husband and I like it. Why change the natural color when the natural look better….savings there,” said Helena Wallace.

12. Pay Bills on Time To Avoid Fees and Penalties

Asian couple fighting unpaid bills.
Image Credit: Kzenon via DepositPhotos.com.

Stellar Cen notes that “Paying bills on time gives me higher credit scores, which helped me when I shopped for a low-interest mortgage when I bought my home.”

13. Practice Self-denial and Delayed Gratification

Man doubting
Image Credit: AsierRomeroCarballo via DepositPhotos.com.

John Lim has a different approach, “LA is a city where keeping up with the Joneses is absolutely important, and I’ve made it a point to stay out of that rat race. For example, while I don’t have a place of my own now, for example, I strive to be able to enter the buyer’s market outright at some point, even if it means living out of suitcases for over three years now.”

23 Side Hustles You Never Considered That Make More Than Your 9 to 5

woman warrior. woman holding sword
Image Credit: Avrora-Andrey via DepositPhotos.com.

Have you ever wanted to make a lot of money from a side hustle and quit your 9 to 5? You may know about the typical side hustles, but I bet you never even heard of these lucrative side hustles!

23 Side Hustles You Never Considered That Make More Than Your 9 to 5

9 So-Called “Frugal” Habits That Are Actually A Waste Of Time And Money

woman laying under knitted blanket
Image Credit: serezniy via DepositPhotos.com.

Not everything is frugal! I am sure you have read articles and tips that promote frugal living and give some ideas that are just not frugal! These frugal myths float around and sometimes even cost people a lot of money!

9 So-Called “Frugal” Habits That Are Actually a Waste of Time and Money

12 Things People Wish Had Never Existed

Mushroom Cloud of Atom Bomb exploded over Nagasaki, Japan, on August 9, 1945. World War 2.
Image Credit: Everett Collection/Shutterstock.

Throughout history, there are certain things that people deeply wish had never come into existence. These regrettable aspects of our world have caused pain, suffering, and lasting negative impacts. From inventions to events, let’s explore ten such things that continue to evoke a strong sense of longing for an alternative reality.

12 Things People Wish Had Never Existed

20 Things That Boomers Love That Are Hard for Us To Understand

Senior sporty woman smiling out of the pool with swimming goggles and cap in hand - active retiree enjoying swimming on a sunny day.
Image Credit: Lucigerma/Shutterstock.

There is a ton of stuff old people do that the younger generation doesn’t seem to wrap their heads around. However, it is a pattern, and everyone who gets old ends up doing the same things they couldn’t understand when they were young.

20 Things That Boomers Love That Are Hard for Us To Understand

19 Frugal Habits That Will Change Your Life

Portrait Of Young Man Taking Cold Shower In Bathroom,
Image Credit: AndreyPopov/DepositPhotos.com.

Committing to frugal habits will help you live a frugal lifestyle. Making frugal habits part of your everyday life could save you money in the long run.

Saving money is about creating a frugal life that allows you to save money on the things you don’t need and use them for the things you do need.

19 Frugal Habits That Will Change Your Life

This article was produced and syndicated by A Dime Saved.