10 Top Tips the Older Generation Says Will Save You Money

One of my favorite corners of the internet allows you to ask the older generation questions. Often, they provide greater insight and tips than other communities because they’ve lived a long life of experience. For example, after someone asked for their best money-saving tips, these were the top-voted responses.

1. Build Up Your Pantry

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“Every time you grocery shop, get one non-perishable item that’s not on your list or needed right away. Make a habit of it. Some weeks you will have extra money, and you can get something big, like a bottle of laundry soap or a bag of dog food,” shared one.

“Make sure you get one thing every time. The pantry you build up will see you through those weeks when the paycheck runs out before the week does.”

2. Learn to Repair

Shocked Man Looking At Electric Meter
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“Learn to fix your things. With YouTube, Wikipedia, and Reddit, I’m confident I can fix anything. So there’s no reason not to try fixing your dishwasher before buying a new one,” another informed. ”

3. Keep the Change

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“At the end of the day, put all your change in a piggy bank, jar, or container. Then, when it’s full, count it, roll it, and deposit it. I use it for vacations, mostly,” a third user confirmed.

4. Don’t Leave Money on the Floor

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One expressed, “Max out any matching your company may provide on 401ks, employee stock option plans, etc. If they’re willing to give you more money, do the little bit it takes to get it. Otherwise, you’re leaving money on the floor.”

5. Pay Yourself

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“Pay yourself first. Have an amount automatically deposited into an investment account, even if it’s only $10. You won’t miss it and will be happy about having it when it’s time to retire,” stated another..

6. Second Hand Is Not Always a Thrift Store

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Someone noted, “Shop for second-hand clothes and shoes. It’s a big business now, so I’m saying something other than digging through the Goodwill bins. You can get good quality second-hand clothes from ThredUp or Ebay or one of the other thrift sites.”

7. Plan Ahead

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“If you have a pet, set aside $75 or $100 a month for pet care. You’ll use some regularly for food, but the rest will sit in your account. Then when it’s time for the annual exam, emergency vet trip, etc. No problem, you’re covered,” suggested one.

8. Don’t Forget to Splurge Sometimes

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Someone added, “Splurge sometimes. Saving can’t mean depriving. Just like dieting, if you are too strict, you will fall off the wagon, so don’t.” Another replied, “Allow yourself Starbucks, go out with friends. Just do it only some of the time. For example, you can cut back to 1-2 days of going out and Starbucks only during the work week.”

9. Look Down

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“You don’t have to buy name-brand everything, especially groceries. Look on the lower shelves for better deals. Products at eye level are the most expensive. Look down for the better prices,” one suggested.

10. Learn When Your Store Has Markdowns

Afro-american girl holding plenty of cash money
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Finally, a user shared, “I’ve learned the days my favorite store has their markdowns. For example, the store I shop at usually has the most markdowns on meat on Monday morning, where they discount it by at least 25% and sometimes as much as 50%. Pay attention and plan accordingly.”


We hope you enjoyed this Reddit wisdom from older generations trying to save you money.




Hi! I am a millennial mom with a passion for personal finance. I have always been “into” personal finance but got inspired to start my blog after a period of extended unemployment. That experience really changed the way I viewed my relationship with money and the importance of accessible personal finance education.