53 Little Things That Will Add Up to Big Savings

Little things can add up to a lot of big savings! Every dime saved is a dime earned, after all! Here are 53 awesome ways that little things can add up to big savings.

Utilize Batch Cooking

smiling chef tossing up frying bell peppers with frying pan.
Image Credit: LightField Studios/Shutterstock.

Farah Zeb from  Becausemomsays.com says, “I’m happy to share that my best frugal tip is to learn to batch cook. It’s a fantastic way to save money and stay healthy at the same time. By preparing larger portions of food, I can take advantage of bulk purchasing discounts and minimize my grocery bills. I can also portion out the leftovers into individual meals and store them in the freezer for later consumption. This eliminates the need to eat out or order takeout, which can be quite costly. Besides saving money, batch cooking also helps me save time and reduces energy consumption. It’s a practical and convenient way to make a significant difference in my finances and overall well-being.”

Take Advantage of Discounts and Promo Codes

Coupon Purchase Order Discount Concept.
Image Credit: Rawpixel.com/Shutterstock.

Anika Jindal from Whatanikasays says, “Always look for discounts and promo codes. If you want to buy something, look for discount codes that can help you save some money. Save all the promos that come in your mails, and you can look through them to see if you can use any coupons. Another thing that I look to do is just “discount/promo code on X thing” whatever I’m looking to buy, and usually able to find something.”

Use Generic Brands

Cashier working in grocery store
Image Credit:
Goodluz via DepositPhotos.com.

Josh Dudick from Top Dollar Investor says, “I always choose generic brands for items with no differentiation – such as generic drugs and batteries.”

Bring Your Own Food

Woman with vegetarian food groceries grocery bag
Image Credit: g_studio via DepositPhotos.com.

Michelle Onaka from Intentional Money Life says, “You can make food a lot cheaper when traveling (including flying) by planning ahead! For instance, maybe you could take an entire meal frozen in your suitcase (just pay attention to the weight limit). Or take food for the day of travel in your carry-on bag (just don’t take anything that they’d consider a liquid unless it’s in a container smaller than 3.4 ounces).

And if staying in a hotel, figure out ahead of time if you’ll have access to a fridge or microwave, and stop at a grocery store on the way there to stock up. I did all of this recently for a conference that I took my kids to, and we ended up eating out once a day (mainly for fun) and eating the food I had brought or gotten from the grocery store the rest of the time.

Also, if you like cold water, fill your water bottle with ice before you fly and drink or dump out any remaining water before you pass through security. If it’s all ice, they’ll let you keep it, and then you can add water from the airport.”

Make Your Own Gifts

woman laying under knitted blanket
Image Credit: serezniy via DepositPhotos.com.

Mitch Glass from Project Untethered says, “I like to save money by making gifts for people instead of buying them. Not only does it cost less, but it’s more meaningful. Anyone can take 30 seconds to order something from Amazon, but spending your time to make a thoughtful gift shows people how much you care for them. For example, a few years ago, I was teaching myself HTML and basic programming skills. For our anniversary, I built my wife a one-page website from scratch full of our kissy photos and mushy quotes. She was impressed, I was proud of myself, and zero dollars were spent.”

Buy Spices at Ethnic Markets

jars of spices.
Image Credit: pilipphoto/Shutterstock.

Melanie Allen from Partners in Fire says, “Buy spices at ethnic markets. Spices are overpriced at grocery stores and even low-cost places like Walmart. Head to your local Asian or Indian market to stock up on things like cinnamon, sesame seed, and cumin to save money on these pantry essentials.

Practice Habit Stacking

Portrait of smiling, pretty, caucasian, female chef carrying fresh picked vegetables walking towards camera on a farm for farm to table at sunrise sunset.
Image Credit: Chiarascura/Shutterstock.

Holly Nordenberg from Tomato Garden Envy says, “Habit Stacking. If you want to build a money-saving habit, stack it with another habit you already have. If you want to get in the habit of watering your garden so you have your own fresh veggies, always water your garden immediately after brushing your teeth in the morning. If you want to create a meal planning habit, do your meal planning right after Church on Sundays or work on Mondays. The quickest and easiest way to get a habit to stick is to do it with something that you already do habitually!”

Compare Grocery Prices Online

close-up view of young woman shopping groceries on online supermarket with her mobile phone.
Image Credit: McLittle Stock/shutterstock.

Kristy M. from Mommy to Many says, “Food tends to be the highest monthly expense in our house of six. Each weekend, I sit down and meal plan the upcoming week by actually filling in a menu board. I then visit the websites of three different grocery stores to see who has the best price on my main ingredients. I will place online orders at all of them to get the best prices. I do online orders so that I don’t pick up foods I don’t need on the shelves. It has saved us hundreds!”

Use Cash So You Don’t Overspend

Distribution of money, financial planning, dollars in envelopes on wooden table background.
Image Credit: Africa Studio/Shutterstock.

Rave from The Millennial Modern Mom says, “My best “little” frugal tip is to pay cash for groceries. I know, I know.. with prices rising & the amazing cashback features on credit cards, it’s so easy to pull out that little plastic card, swipe, & reap the rewards. But, from my personal experience, I often overspend with a family of 5 due to having a credit card. I know I am not the only one. I am not as mindful when it comes to spending because I know the cashback rewards will even it out, as opposed to spending cash. But, when I pay with cash, I never overspend and spend far less. The savings are pretty substantial!”

Save Consistently

Close up of man holding pink piggybank while woman putting coin in it.
Image Credit: Ground Picture/Shutterstock.

Chris Alarcon from Financially Well Off says, “Start small and stay consistent. Even if you’re only to save a dollar, saving consistently changes your perspective about money.”

Plan Your Vacation Around Your Budget Not the Destination

Couple on a beach
Image Credit: haveseen via DepositPhotos.com.

Maureen from Over50.Travel says, “Looking for a cheap vacation, go to google.com/flights and don’t put a destination; click the explore button and change the price to what your budget allows and plan your vacation around that.”

Shop at Thrift Stores

Women shopping in thrift store.
Image Credit: Image Source Trading Ltd/Shutterstock.

Margarita Ibbott from DownshiftingPRO.com says, “I love thrifting. Thrift stores can provide an alternative to expensive stores and, ultimately, save you money! I often buy tops, pants, shoes, and books. Clothes and footwear can be exorbitantly expensive. Many people donate perfectly good – designer even – clothes. When the thrift store has a discount, there are even more savings.

I realize it may sound counterintuitive, but as a travel blogger, l would rather spend that money on a coffee and croissant in Paris or lunch in Times Square. I even look for thrift stores when l travel. Saving at home gives me money to travel, plus it keeps clothes out of landfills – win/win.”

Save Up the Leftovers

Close up portrait of cheerful positive cute curly wavy nice pretty youngster having gained victory at lottery expressing amazement on face isolated pastel blue color background.
Image Credit: Roman Samborskyi/Shutterstock.

Sarah Hurst from Arthurwears says, “Save up the ‘leftovers’ – I apply this method when shopping for a specific product AND when managing a monthly budget. Every time I buy an item, I round up the total amount to the nearest whole number (£ or $) and then add the extra that is ‘left over’ to my savings. At the end of the last day of each month, before our wages hit the bank account for bills and direct debits, I transfer anything that is ‘left over’ into a savings account.

This method of saving has enabled us to build up a small emergency fund for those months when we don’t have enough to cover all of the bills. It also helps us to be more frugal as we don’t look in our bank account at the start of a new month and feel like we have more than we need and can therefore be more careless with spending.”

Eat What You Grow

african american woman tending to kale in communal urban garden.
Image Credit: Joshua Resnick/Shutterstock.

Nick from The World Overload says, “An interesting and fun way to save money on vegetables is to start your own little home garden. This can easily be done in your backyard if you live in a home or even on your patio or balcony if you live in an apartment.

Pick up some local seeds at your local garden store or order online. There are plenty of options, including cucumbers, peppers, tomatoes, carrots, and more. It’s not complicated to do with easy instructions, and once you get the hang of it, you can do this every season, so when you go to the supermarket, you can just pass the whole section. Saving just a little like this will add up after a while.”

Recycle Your Cards

Child made a bookmark from yellow and blue folded paper
Image Credit; OnlyZoia via DepositPhotos.com.

Isabelle from Mama’s Buzz says, “Have you ever wondered what to do with all the beautiful cards you receive? Why not repurpose them? By making a few simple alterations, you can often make a birthday card look brand new again and save it for later to give to friends or family in your life.

If the card you receive has a white paper insert, you can often remove it and replace it with a new one by using a bit of plain cardstock paper and glue. Even if a message has been written to you directly on the inside of a card, you can usually use thick cardstock to cover it up and write in your own message, and no one will know!

This money-saving tip works great when you have a big event like a wedding, baby shower, or birthday. Repurpose a batch of cards from these special events and create a stash of cards for your future use. Your wallet will thank you!”

Use Ebates

Girl holding shopping bags with search bar.
Image Credit: bacho123456 via DepositPhotos.com.

Sanjana from The Female Professional says, “I use ebates! Ebates is an online portal (with a browser extension) where you can find cash-back deals at hundreds of online shopping sites. Cash back values range from 1% to upwards of 12% of the total purchase price on qualifying purchases. Whenever you successfully get cash back, it’s stored on your online account. Once a quarter, you get a check in the mail with your total savings.

There’s no catch, either! It’s a simple, no-fuss way to save a little here and there, and all those small amounts add up! Given that so much of our shopping is done online anyway, this is an easy step to incorporate into your shopping that allows you to save and stay frugal.”

Plan Your Shopping Expeditions

Mother and daughter choosing products
Image Credit: aletia via DepositPhotos.com.

Sophia from The Organized Family Blog says, “How and when I do shopping really affects my spending… so my little frugal tips are:

1. Never ever go grocery shopping hungry. I buy the whole store if I am hungry while shopping. It is totally worth spending a bit of time to eat something before starting the “real” grocery shopping!

2. Have a list. The last time I went shopping without a list, I was standing in the middle of the store – and besides feeling lost, I bought a lot of unnecessary things while forgetting about important ones. So having a shopping list (and not leaving it at home…) saves money and time 🙂

Take Advantage of Cashback Sites Online

portrait of a caucasian young woman holding a mobile phone with a discount coupon and a qr code in a coupon app.
Image Credit: E.Va/Shutterstock.

Natalie from Hampshire Travel Guide says, “Use cashback sites when shopping online – such as Quidco or TopCashback. These sites pay you to go through them to spend with retailers or providers. The biggest payouts can be for essentials like insurance, broadband, mobile phone contracts, and breakdown cover. You may as well get free money for something you were planning to buy anyway!”

Use Reusable Products

White dinnerware and blue and clear wine glasses neatly organized inside a wooden cupboard.
Image Credit: Badon Hill Studio/Shutterstock.

Emma Reed from Emma Reed says, “The best thing we ever did to save money was to start using as many reusable products as we could. Reusables do have what seems to be a big upfront cost, but when you sit down and calculate how much you would end up spending on the disposable version over the years, it will, in most cases, come out far higher.

Good examples include reusable nappies, which may cost you around £200-£300 to purchase enough to use full-time, but when we compare this to disposables, you could end up paying roughly £1200 overall.

Some of my favorite reusables include reusable nappies, reusable wipes (baby, home, face), reusable period products (pants, pad, and a cup), water bottles, coffee cups, sandwich bags, and stasher bags.”

Get a Charles Schwab Debit Card

black woman happy holding credit card
Image Credit: HayDmitriy via DepositPhotos.com.

Laura Olds from A Piece of Travel says, “Frequent travelers should apply for a Charles Schwab debit card to save money on ATM fees. Schwab offers fee-free withdrawals at more than one million ATMs in over 200 countries and territories. The catch? You must be a U.S. citizen to apply for a card. Applying for a Schwab debit card may be worth it even if you don’t travel internationally; if your primary bank is local, you’ll benefit from free ATM withdrawals when traveling within the U.S. outside your bank’s network.

I personally have a primary bank, using Schwab as a secondary account when traveling to save on ATM fees. Schwab automatically refunds any withdrawal fees into your checking account at the end of every month. The savings can really add up!”

Stretch Your Dog Medicine

Woman playing with her dog and toy in autumn park
Image Credit: Kzenon via DepositPhotos.com.

Lisa Lightner from DoggyLovin says, “Flea and tick medications are sooooo expensive, but we want to protect our best friends. If you have a large dog, a 6 month supply can be $180 or more! I talked with my vet, and here’s what I do to save money on these expensive prescriptions. Most flea and tick meds are tested for longer than a month. However, your vet likely told you to use them monthly because that is easier for pet owners to remember, and it increases compliance. If you’re careful and won’t forget–you can give these medications every 6 weeks, and they will work for that long. So I put reminders on our kitchen calendar for every 6 weeks instead of every 4. That’s an instant savings of 25%, or $100 a year per dog, for us.”

Take Advantage of Price Matching Policies

Grocery Shopper Counting Costs
Image Credit: ArenaCreative via DepositPhotos.com.

Pranali from empiricalmama says, “Price matching at a grocery store is a simple yet effective way to save money on your grocery bill. By doing a little bit of research and comparing prices across different stores, you can ensure that you’re getting the best deals on the items you need. Not only does this save you time and money on gas, by reducing the need to visit multiple stores. I usually save $10-$12 weekly on my grocery bill. So, next time you’re at the grocery store, remember to ask about their price match policy and start saving money today.”

Don’t Use Disposable Items

Young couple cooking salad and holding paper towel in kitchen
Image Credit:
EdZbarzhyvetsky via DepositPhotos.com.

Farwa from peachy fours says, “My best little frugal tip is to completely avoid disposable items and replace them with reusable items. For example, instead of paper towels or paper napkins, I use cloth napkins. Saving money on little things like tissue papers or paper napkins apparently doesn’t make a difference, but it certainly helps.

Save Your Coins and Smaller Notes in a Money Box

five US Cent Coins
Image Credit: haveseen via DepositPhotos.com.

Chanelle from Chasing Chanelle says, “Spending in cash and saving all the coins and smaller notes in a money box is how I have quickly saved enough money for big purchases like vacations in the past. I don’t notice the difference this makes to my available funds, and once the money box is full, the change saved can easily add up to hundreds or even thousands of dollars! Plus, seeing how quickly I can fill up the money box becomes a fun challenge and is an incentive to skip buying an extra coffee or wasting my change on things I don’t need.”

Barter Pet Care Services

Hungry cat wants to eat, top view. Cat sitting on kitchen floor, begging for food. A kitten and an empty bowl.
Image Credit: Sasha Chornyi/Shutterstock.

Farwa from Bunnymemo says, “My little frugal tip is about pets. Instead of purchasing pet care services, try to exchange the services with other pet owners. For example, one person may walk the pets while the other may prepare homemade food. Both persons will save money and time.”

Have a Game Plan When Grocery Shopping

mother and daughter shopping for groceries
Image Credit: monkeybusiness via DepositPhotos.com.

Meika Welds from Working Momspiration says, “A handy frugal tip is to shop for groceries with a list and stick to it. I find that by planning ahead and making a list of the items I need before going to the store, I usually avoid impulse buys and unnecessary purchases.

It can also help save money and avoid food waste by only buying what I need and will use at home. For other shoppers, it’s a good idea to compare prices and look for deals, coupons, and discounts to stretch a grocery budget further.

If you’re mindful of your spending and take advantage of savings opportunities, you can make your grocery dollars go further and save money in the long run.”

Take Advantage of Your Local Library

Attractive young woman wearing pink pale shirt with dots and fashionable glasses holding a stack of books in the library surrounded by bookshelves with colorful books.
Image Credit: diignat/Shutterstock.

Brittany Ann from Equipping Godly Women says, “Visit your local library! Not only can you get thousands of books, movies, magazines, video games, toys, and more for free, but many libraries also offer free classes, programs, and community-wide events as well. These events are a fantastic way to meet other people or families in your local area and learn about new topics you might not have considered otherwise.

Are you an avid reader or a movie fanatic? Many libraries will order new books or movies for you if they don’t have the one you want in stock. Every time I visit the library with my kids, we always leave with large stacks of books we can’t wait to start reading!”

Make Cancellation Policies Work for You

Summer lifestyle traveler woman in bikini and big hat joy relaxing on boat.
Image Credit: Day2505/Shutterstock.

Angie Kunze from We’re Not in Kansas Anymore says, “What’s the best way to save money on hotels and rental cars? Does the early bird get the worm? or are last-minute deals the key to success? It’s an age-old question. Here’s what I do to save money on hotel and rental car expenses. I book as early as possible with companies that have a generous cancellation policy. Then, I periodically recheck rates until trip time. That’s how I give myself the best chance at scoring the best rates possible! If there’s a saving to be had, I simply book again and cancel the old reservation. As a side note, I won’t book anything that is non-cancelable. Even with good travel insurance, it just isn’t worth the hassle if something goes wrong.”

Cut Your Subscriptions

Teenager in 3d glasses holding bucket with popcorn near remote controller on couch
Image Credit: AntonLozovoy via DepositPhotos.com.

Steve Morrow from Paddle About says, “My best frugal living tip is to assess and cut your subscriptions. Subscriptions come in all forms these days, gym memberships, streaming services, etc. For example, you can sign up for countless streaming subscriptions like Netflix and Disney Plus, and it’s so easy. When you think about $7.99 per month, $11.99 per month, etc., it doesn’t seem like much, but if you have 5, 6, or 10 subscriptions, these add up quickly. Streaming services offer great content, but you get to the point where you can’t watch everything, or it becomes cost prohibitive. My wife and I recently evaluated our streaming subscriptions and cut YouTube TV. We discovered that we only watched about three channels, which wasn’t worth the expense.”

Buy Second-Hand Clothes

woman with finger over lips in closet with clothes.
Image Credit: Tinatin/Shutterstock.

JayDee Vykoukal from Mom Blog Life says, “With my two girls, I never buy them new clothes. A cute $8 dress from Target may seem reasonable until you realize you can get 8 of those exact same styles of dress at the local thrift store (often practically brand new anyways). With how fast they grow and the number of clothes they ruin with holes and stains, it’s nice not to worry about the cost of getting them new clothes in the next size up or for the upcoming season. Overall, all those little savings add up over the years!”

Practice Hypermiling

Pumping gas
Image Credit: grafoto via DepositPhotos.com.

Brian Renfrow from CashBlog says, “Hypermiling is one good way to save money at the gas pump. Hypermiling is when you drive in a way that uses as little gas as possible. Typically, this means using the accelerator sparingly. The more you accelerate, the more gas you use.

A key to hypermiling is to also use your brakes as little as possible. You obviously need to brake enough to come to a complete stop at red lights and to be safe in general, but otherwise, braking should be gentle. The more you brake, the more you have to accelerate to get your car back up to speed, which ultimately results in higher gas usage and more money spent.”

Purchase Discounted Gift Cards

Brunette young woman with closed eyes holding gift card
Image Credit: IgorVetushko via DepositPhotos.com.

Jessica Bishop from The Budget Savvy Bride says, “Purchase discounted gift cards to get instant savings from any store where you love to shop! Check out gift cards resale websites like Raise.com or CardCash.com to browse available gift cards from your favorite stores. You can find gift cards for big box stores like Walmart or Target or travel companies like airlines or hotels. Every little bit helps when you’re trying to save, so even getting 5% off your gift card’s value is a win!”

Dog Sitting

Underwater action. Smiley woman play with fun, training golden retriever puppy in swimming pool - jump and dive.
Image Credit: Denis Moskvinov/Shutterstock.

Diana from Travels in Poland says, “Dog sitting is one of the best ways we have been able to save money for trips. Over a period of three months of dog sitting nearly every day one summer, I was able to save enough to pay for an entire trip to Lapland, Finland, for four people. It was one of the best trips ever and only made possible because of the need to watch other people’s dogs when they go on trips as well! It’s a great little side hustle for animal lovers, especially if you have the ability to watch them- they also keep you from getting lonely!

Take Advantage of Free Options When Travelling

Fun tourist woman in summer casual clothes, hat, orange sunglasses with suitcase, passport
Image Credit: dmvasilenko via DepositPhotos.com

Cath from Travel Around Ireland says, “When traveling to new places, you should do your research and find ways to combine being frugal while also enjoying new adventures.

One way to do this is to see if there is a free walking tour of any city you are visiting, whether they are guided or self-guided. You can discover a new city and get your bearings at the same time. Some free guided walking tours ask for a donation, and your guide could share some gems with you and share all the great places to visit and eat if you are on a budget.

Another way to travel frugally is to seek out free museums and galleries. If you are spending 3 days in Dublin or 5 days in London. Most capital cities have plenty of free museums to visit where you can immerse yourself in the history, art, and culture of the city while being frugal. Look out for national museums and art galleries, which are often free to visit.”

Join Your Local Buy Nothing Group

Bearded man attending yard sale asking about the price of pink tea cup
Image Credit:
Dmyrto_Z via DepositPhotos.com.

Alex Caspero, a Dietitian from Delish Knowledge says, “Join your local Buy Nothing group! The Buy Nothing Project connects you to your neighbors to gift and give items– without asking for any payment. We’ve given (and received) everything from food, furniture, kids’ toys, and clothes! It’s a great way to save money and help build community. Just last week I picked up an American Girl doll and a chest full of doll clothes for my daughter– for free!”

Shop at Your Local Dollar Store for Produce

Dollar Tree Discount Store.
Image Credit:

Lauren Kat from Freedom Not Fate says, “I think one of my best tips is to shop at your local dollar store for produce! I spend around $45 a week on all my groceries for myself when I’m on a shoestring budget and get food just as good as name brands!”

Make Small Adjustments To Save Fuel

beautiful blonde smiling behind the wheel of a grey car.
Image Credit: Vitaliy Karimov/Shutterstock.

Ali from Pet Sitter Dashboard recommends “Making small adjustments to save fuel when driving. Removing roof racks, bars, or boxes improves drag, and emptying the trunk makes the car lighter, reducing the gas used on journeys. Try not to accelerate quickly and brake sharply, as these will also use up more fuel. Driving smoothly is best for fuel economy and more miles to the gallon, and going through the gears as quickly as you can means the engine is turning at lower revolutions and using less fuel. Finally, only use air conditioning or heat if you really need to, as these also add to gas consumption.”

Consider Wild Camping When Traveling

Family sitting near tent camping
Image Credit: VitalikRadko via DepositPhotos.com.

Victoria from Guide Your Travel says, “If you really want to save money while traveling, you should consider wild camping. This isn’t possible in all countries, but in many, like Australia, you can camp in nature while following rules. Always research local laws and regulations and make sure to take any trash you might have with you. All this considered, you can have a fantastic trip wild camping, especially in northern Europe, where it’s not only allowed but expected. Stay for free wherever you like. You just need a spacious tent, a nice van or car, and you’ll be good to go. Then you can use all that extra money you saved for more fun activities.

Return Coin-Operated Shopping Carts

Shopping cart with dollars inside
Image Credit: Fotofabrika via DepositPhotos.com.

Amanda Kay from My Life, I Guess says, “If you have coin-operated shopping carts, don’t just abandon your cart, return it and get your money back – even if it’s only a quarter. In Canada, most carts take loonies ($1 coins), and yet so many people would rather leave the $1 behind than walk to the cart return. So grab those other abandoned carts and make a few bucks for 2 minutes of work.”

Take Advantage of the Subscribe and Save Program on Amazon

online shopping.
Image Credit: Kaspars Grinvalds/Shutterstock.

Erin Wilson from ChaChingQueen says, “My best frugal tip for shopping on Amazon is to take advantage of their Subscribe and Save program. This program allows you to save up to 15% on eligible products when you schedule them for delivery on a regular basis, such as every month or every other month. Just be careful. We had three different kinds of mac and cheese in our Subscribe and Save, and now we have more Mac and Cheese than we know what to do with!”

Apply the McDonalds’s Principle When Buying a House

woman fast food restaurant worker holding a burger
Image Credit: AsierRomeroCarballo via DepositPhotos.com.

Greg Wilson from Dad is Fire says, “I developed my favorite frugal tip, that I call the “McDonald’s Principle,” when I was buying my first house at age 20. The McDonald’s Principle is a frugal financial tip that helps determine the right amount of mortgage to afford a house. It is based on the idea of working at McDonald’s as the worst-case scenario and calculating the amount one could afford based on such income. The principle encourages living within one’s means and buying a house that is affordable with some cushion. The bottom line is to ignore the lender’s approved amount and borrow what can be afforded in bad times, not just normal or good times.”

Use Cloth Diapers Instead of Disposables

smiling baby under towerl
Image Credit: tan4ikk via DepositPhotos.com.

Greg Wilson from Cloth Diaper Basics says, “Cloth diapers are one of the best frugal tips for parents looking to save money on baby expenses. Unlike disposable diapers, cloth diapers can be washed and reused, providing a long-term cost-saving solution. They are also more environmentally friendly than disposable diapers, as they do not contribute to landfills. While cloth diapers may require an upfront investment, the long-term savings are significant. For our three children, we saved thousands of dollars by being a cloth diaper family.”

Support Local Street Vendors When Traveling

Young couple tourists walking shopping in street food market in Hong Kong.
Image Credit: Maridav/Shutterstock.

Jeff from Life of Y says, “When traveling to budget-friendly destinations such as Southeast Asia or Central America, you can get more bang for your buck by eating at the local street food vendors and at the local markets.

Not only would this put a little money back in your pocket, but, more often than not, street food vendors make simple, delicious dishes with local, fresh ingredients. It’s also a much more authentic eating experience when compared to visiting an overpriced, touristy restaurant. The decor and the cutlery may look nice, but the food may not be as good! And your wallet certainly won’t thank you for it. I made the mistake of initially eating banh mi (amazing sandwich) in cool cafes for breakfast in Vietnam. But then I went to a street vendor and got them for a quarter of the price, and it was still delicious. If you see a stall with locals queuing up for the food, you know you’re in the money!

Save Your Change

woman holding dollars in glass jar and american flag.
Image Credit: Andrew Angelov/Shutterstock.

Kayla from The Hobby Mom says, “Save your change! It really does make a difference. I make it easy by having spare change jars in hotspots around the house and one in the car. I keep a jar in the laundry room, kitchen, by the door, and in my bathroom. Once a jar is filled, I take it in to add to our savings!”

Save Money With Cashback Sites

Portrait of a happy young afro american man in sweatshirt isolated, showing money banknotes, taking selfie of his extra money.
Image Credit: Dean Drobot/Shutterstock.

James from Just Funny Books says, “I use cashback sites, like Topcashback (US & UK) or Quidco (UK) whenever I can. Many websites pay a commission to other sites that bring them customers. Cashback sites give you back that commission as long as you go to the vendor through them. As an example, it’s not unusual to get between 4% and 8% back at hotel websites like Booking.com, around 5% back at retail stores, and 20% or more when signing up for insurance, credit cards, or other financial products. The commission normally appears in your account in a few weeks, and if you want to increase your earnings even more, you can often exchange that cash for store cards, which usually have a 1-5% bonus on top.

Use a Reusable Water Bottle When Traveling

Woman drinking water
Image Credit: DmitryPoch via DepositPhotos.com.

Lauren from The Adventure Manual says, “When traveling, bring a reusable water bottle with a high-quality filter so that you can safely drink the tap water in other countries. It’s worth the upfront cost as it saves you loads of money (and is way better for the environment!)”

Utilize Credit Card Offers and Cashback Portals

Happy curly woman shopping online with credit card and laptop
Image Credit: IgorVetushko via DepositPhotos.com.

Sierra from Your Guide to Wandering says, “My favorite frugal trip is to utilize credit card offers and cashback portals. On top of choosing a credit card with cashback multipliers (2x grocery, 3x gas, etc.), make sure every time you make an online purchase, use a cashback portal. Instead of going straight to the Best Buy or Sephora websites, make an account in a cashback portal like Rakuten first and use their links to the website. You will get cashback, distributed through quarterly checks, from purchases you were going to make anyways! I’ve recently gotten a $65 check for booking.com travel purchases just from booking through the Rakuten portal!”

Eat Like a Local When Traveling

Backpacking women traveler in Florence
Image Credit: Maridav via DepositPhotos.com.

Hege from The World By Hege says, “She loves making amazing culture and food experiences into travel-saving hacks as a slow traveler when she travels for long periods of time! If your travel periods are flexible, and you do a bit of research, you can find a holiday home that is really budget-friendly in your destinations, and then you need to make sure that you have a kitchen to use.

Instead of going to restaurants every day for your holiday, get up early in the morning and visit local food markets! You will probably find lots of fresh fruits and vegetables, fish and meats, and new tastes and spices at a really low price – often short-traveled as well!

Take your time to chat with the vendors, explore where the foodstuffs are from, and get their advice on how to prepare new foods that you have never made before. You will be creating your own fun gourmet cultural journey while learning a lot – and saving more than a dime in the process!”

Store Brands and a Shopping List Are Your Best Friends

mother and daughter choosing bell peppers at grocery store
Image Credit: VitalikRadko via DepositPhotos.com.

Michelle Harler from Guide2Free says, “One of the most effective ways to be frugal and save money is to make a shopping list before going to the store. This small but powerful habit can help you stay focused on buying only the items you need, avoiding the temptation to make impulse purchases. By planning ahead, you can also take advantage of sales and discounts and make sure you have all the ingredients you need for meals, which can save you time and money in the long run. In addition to making a list, consider buying store brands instead of name brands for certain products. Many store brands are just as good as their name-brand counterparts but cost significantly less.”

Regrow Vegetables From Kitchen Scraps

Attractive gardener with plants and flowerpots sitting on green grass
Image Credit: SashaKhalabuzar via DepositPhotos.com.

Anna from In The Playroom says, “Regrow Your Vegetables: Certain vegetables can be regrown from kitchen scraps, allowing you to save money on groceries and reduce waste. Green onions, lettuce, celery, and bok choy can be regrown by placing their root ends in a container with water, while potatoes and garlic can be planted directly in soil. Ensure the scraps receive adequate sunlight, and change the water every couple of days to prevent bacterial growth. This method not only saves money but also teaches you about plant growth and provides a continuous supply of fresh produce.”

Make Your Own Personal Care Products

Natural beauty treatment concept. Shocked dark skinned woman washes skin, has soapy face, problems with skin, shows bare shoulders, isolated over blue studio wall. Lady with cleansing foam indoor.
Image Credit: Cast Of Thousands/Shutterstock.

Luciana from On Your Journey says, “Instead of buying expensive personal care products, consider making your own or using cheaper alternatives. For example, coconut oil is a versatile and cost-effective substitute for various products like moisturizers, makeup removers, and hair conditioners. Similarly, you can create a homemade face mask using ingredients like honey, yogurt, or oatmeal, which are affordable and provide skin benefits. By exploring these alternatives, you can save money and reduce your environmental impact.”

Don’t Have Children

boy at birthday party
Image Credit: pressmaster via DepositPhotos.com.

Anna from Voluntarily Child Free says, “If you are looking to achieve financial independence, not having kids can be a great way to do it. You can use the money you save to invest in yourself and your dreams and use the extra time and energy to pursue your passions.

Without the expense of school tuition, textbooks, and other education-related fees, you can save some serious cash. Moreover, kids are like bottomless pits when it comes to food. They are constantly eating, snacking, and asking for more, which can quickly drain your wallet. And what about health costs? They are skyrocketing, and having children will only add to the bill. There are also a lot of miscellaneous costs associated with having kids, such as childcare, nannies, babysitters, holidays, and extra-curricular activities, that should be considered. Achieve financial independence faster by not spending a fortune on kids!”

Use Google Flights To Find the Best Value

Happy smiling senior couple of tourist walking in the city.
Image Credit: Lucigerma/Shutterstock.

Aisling from Plane Beauty says, “Always use Google Flights to find plane journeys. It’s very customizable, and it searches flights across all platforms to find the best value. As it’s Google, results are trustable and not sponsored, unlike other flight scanning websites!”

23 Side Hustles You Never Considered That Make More Than Your 9 to 5

woman warrior. woman holding sword
Image Credit: Avrora-Andrey via DepositPhotos.com.

Have you ever wanted to make a lot of money from a side hustle and quit your 9 to 5? You may know about the typical side hustles, but I bet you never even heard of these lucrative side hustles!

23 Side Hustles You Never Considered That Make More Than Your 9 to 5

9 So-Called “Frugal” Habits That Are Actually a Waste of Time and Money

woman laying under knitted blanket
Image Credit: serezniy via DepositPhotos.com.

Not everything is frugal! I am sure you have read articles and tips that promote frugal living and give some ideas that are just not frugal! These frugal myths float around and sometimes even cost people a lot of money!

9 So-Called “Frugal” Habits That Are Actually a Waste of Time and Money

10 Stupid Scams People Won’t Stop Falling For

Doctor in corruption concept with being offered bribe.
Image Credit: Elnur/Shutterstock.

It seems like every day there is a new scam popping up, promising to make you rich or solve all of your problems. Yet, despite the prevalence of scams and the numerous warnings about them, people still fall for them.

10 Stupid Scams People Won’t Stop Falling For

20 Hilariously Outdated Pieces of Boomer Advice That Leave Millennials in Stitches

Hipster style bearded man.
Image Credit: Lemon Tree Images/Shutterstock.

From lectures on frugality to hard work, Baby Boomer advice is never in short supply. But what happens when that wisdom doesn’t seem to fit with the experiences of a millennial? Some advice needs to be left in the past.

20 Hilariously Outdated Pieces of Boomer Advice That Leave Millennials in Stitches

The IRS Adjusted Its Tax Income Brackets – Are You Ready?

Close up portrait of relaxed black woman has gentle skin after taking shower, satisfied with new lotion, has no makeup, smiles tenderly, shows perfect teeth, stands shirtless against blue background.
Image Credit: Cast Of Thousands/Shutterstock.

Have you heard that the IRS adjusted their tax brackets? The reason behind the IRS adjusting its tax income brackets for next year is tax consolidation, which aims to simplify the tax code. You might have already heard about it.

The IRS Adjusted Its Tax Income Brackets — Are You Ready?