Throwing Frugality out the Window
When its time to stop obsessing and just let it be
Man plans and G-D laughs.
I had a good plan for how to handle my maternity leave. I prepared and strategized based on my experience with my last two kids.
This time is turning out to be a little different. A very complicated and traumatic birth has basically derailed a lot of my plans.
Taking a Break
I am OK and my baby is OK. That is all that matters right now. But i do have to make sure that i take care of myself to the best of my ability. That means that for the next few weeks or longer, all sense of frugality is just going out the window. There are times when money is not the most important thing in the world. Click To Tweet I am officially taking a break from being frugal.
In a way, credit card debt is a mixed blessing. On the one hand, it encourages reckless spending and WILL catch up to you at one point. Many people have used credit cards foolishly and regretted it long afterwards. But on the flip side, the easy access to credit makes it easiest to make decisions that don’t need to be dictated by money. We do have this access to credit that in previous times was a luxury reserved only for the already-rich. We can buy things we need even if we can’t technically afford them.
What does this mean for me?
We are lucky enough to have money saved for this type of situation. I prepared a lot to make this time as easy as possible. I have set up systems for my hone and finances that allow me to take a break from “life”.
If we need to spend more than our funds allow then we will turn to credit cards to help us through.
Yes, I will be buying the pricey iron supplements that don’t hurt my stomach
Yes, I will be purchasing food that I need to regain my strength even if it is not on sale and can be gotten cheaper elsewhere
Yes, I will be hiring some cleaning help to help keep us sane
No, I will not be shopping around for diapers to get the cheapest price unless its really easy
No, I won’t deny myself the small, extra “wants” that I may need to get through this time period.
Yes, I will be relying on the years I spent saving, preparing and automating to help me through this financially
Yes, I will start getting back on track as soon as I am able
Yes, I will make it a priority to pay back any debt accrued and to restore our emergency funds as soon as i am able
But meanwhile, I am going to be focusing on myself and NOT THE MONEY!
-posted on my phone while breastfeeding because yay technology