I am officially throwing frugality out the window.
I have decided that it is time to stop obsessing and just let it be.
Man plans, and G-D laughs.
I had a good plan for how to handle my maternity leave. I prepared and strategized based on my experience with my last two kids.
This time is turning out to be a little different. A very complicated and traumatic birth has basically derailed a lot of my plans.
Taking a Break
I am OK, and my baby is OK. That is all that matters right now. But I do have to make sure that I take care of myself to the best of my ability. That means that for the next few weeks or longer, all sense of frugality is just going out the window.There are times when money is not the most important thing in the world. Click To Tweet
I am officially taking a break from being frugal.
In a way, credit card debt is a mixed blessing. On the one hand, it encourages reckless spending and WILL catch up to you at one point. On the other hand, it is a tool that we can use when we need it.
Many people have used credit cards foolishly and regretted it long afterward. But on the flip side, the easy access to credit makes it easiest to make decisions that don’t need to be dictated by money. We have this access to credit that was a luxury reserved only for the already-rich in previous times. We can buy things we need even if we can’t technically afford them.
What does this mean for me?
We are lucky enough to have money saved for this type of situation. I prepared a lot to make this time as easy as possible. I have set up systems for my hone and finances that allow me to take a break from “life.”
If we need to spend more than our funds allow, then we will turn to credit cards to help us through.
Yes, I will be buying the pricey iron supplements that don’t hurt my stomach.
Yes, I will be purchasing food that I need to regain my strength even if it is not on sale and cheaper elsewhere.
Yes, I will be hiring some cleaning help to help keep us sane.
No, I will not be shopping around for diapers to get the lowest price unless it is effortless.
No, I won’t deny myself the small, extra “wants” that I may need to get through this time period.
Yes, I will be relying on the years I spent saving, preparing, and automating to help me through this financially.
Yes, I will start getting back on track as soon as possible.
Yes, I will prioritize paying back any debt accrued and restoring our emergency funds as soon as I am able.
But meanwhile, I am going to be focusing on myself and NOT THE MONEY!
-posted on my phone while breastfeeding because, yay, technology.