28 Money-Saving Tips That Will Make You Rich (Or at Least Less Broke)

Unlock financial freedom with our 30 expert-backed money-saving tips! From budgeting hacks to investment strategies, discover the secrets to boosting your savings and securing a brighter financial future.

1. Unplug Electronics When Not in Use

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Reduce standby power consumption by unplugging devices when they’re not in use.

2. Buy Store-Brand Prescription Drugs

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Opt to use generic prescription drugs to save on healthcare costs. Ask your doctor to avoid writing prescriptions for branded drugs. 

3. Cancel Unused Magazine Subscriptions

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If you’re not reading those magazines, cancel the subscriptions. If you do read them, check your local library for free copies or ask friends to split a subscription or to borrow them when they are finished. 

4. Use Public Restrooms To Save Water

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Use public restrooms when you’re out to save water at home.

5. Repair Clothing Instead of Replacing

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Sew up small clothing tears and fix zippers instead of buying new garments.

6. Use Free Budgeting Apps

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Take advantage of free budgeting apps to track your finances and set goals.

7. Buy Multi-Year Car Insurance Policies

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Purchasing car insurance for multiple years can often lead to discounts.

8. Make Your Cleaning Products

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Create homemade cleaning solutions with common household items.

9. Adjust Your Thermostat Seasonally

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Lower your heating in the winter and raise your cooling in the summer to save on energy bills.

10. Purchase Used Furniture

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Find high-quality, affordable furniture by shopping for gently used pieces.

11. Keep Tires Properly Inflated

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Properly inflated tires improve fuel efficiency, saving you money on gas.

12. Share Streaming Services With Friends

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Split the cost of streaming subscriptions with friends or family.

13. Use a Clothesline Instead of a Dryer

Baby clothes are drying on the street. Selective focus. nature.
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Dry your clothes in the fresh air to save on electricity.

14. Reduce Meat Consumption

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Cutting down on meat can lower your grocery bills and benefit your health.

15. Insulate Your Home

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Improve your home’s insulation to reduce heating and cooling costs.

16. Use a Water Filter Instead of Bottled Water

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Filter your tap water at home instead of buying bottled water.

17. Sell Items on eBay or Craigslist

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Turn unused items into cash by selling them online.

18. Host Potluck Dinners Instead of Dining Out

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Enjoy meals with friends by hosting potluck dinners instead of dining out.

19. Make Your Own Gifts

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Craft heartfelt gifts for special occasions instead of buying expensive presents.

20. Cut Back on Alcohol Consumption

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Limit your alcohol intake to reduce both your bar tab and potential health costs.

21. Shop at Discount Stores

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Visit discount retailers for affordable clothing, household items, and more.

22. Cancel Unused Online Memberships

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Review your online memberships and cancel those you no longer use.

23. Use a Prepaid Cell Phone Plan

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Prepaid plans often offer cost-effective alternatives to traditional cell phone contracts.

24. Buy Refurbished Electronics

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Consider refurbished electronics for significant savings without sacrificing quality.

25. Barter Services With Friends

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Trade skills or services with friends to save on professional costs.

26. Join a Carpooling Program

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Share rides with coworkers or neighbors through a carpooling program.

27. Shop for Clothes Off-Season

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Buy seasonal clothing during clearance sales for substantial discounts.

28. Reduce Your Home’s Water Heater Temperature

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Lowering your water heater’s temperature can save on energy costs.


12 Frugal Hacks That Make All The Difference

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A Reddit user who started the frugal journey with his wife a couple of years ago wanted to know the frugal hacks people had that made all the difference.

According to the OP, shopping grocery sales every week and planning their meals helped cut their bill from $250 to $100 per week. Other users shared their stories about frugal hacks they had that made some difference in their lives. Here are some of the best ones.

12 Frugal Hacks That Make All The Difference 

12 Items Frugal People Proudly Exclude From Their Shopping List

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Frugal people are known to spend their money wisely. They live within their means and don’t spend a lot of money. According to a thread on Quora, here are some common things frugal people never buy.

12 Items Frugal People Proudly Exclude from Their Shopping List

23 Side Hustles You Never Considered That Make More Than Your 9 to 5

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Have you ever wanted to make a lot of money from a side hustle and quit your 9 to 5? You may know about the typical side hustles, but I bet you never even heard of these lucrative side hustles!

23 Side Hustles You Never Considered That Make More Than Your 9 to 5

9 So-Called “Frugal” Habits That Are Actually a Waste of Time and Money

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Not everything is frugal! I am sure you have read articles and tips that promote frugal living and give some ideas that are just not frugal! These frugal myths float around and sometimes even cost people a lot of money!

9 So-Called “Frugal” Habits That Are Actually a Waste of Time and Money

People Who Grew Up Poor Share The 20 Ultimate “Poor” People Hacks

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Life’s thrown us a curveball, and our bank accounts might be staging a rebellion, but fear not! We’ve got something up our sleeves- a treasure trove of tips and tricks that will have you grinning ear to ear as you outsmart the very concept of scarcity. Being broke? It’s not a limitation; it’s a canvas for creativity!

People Who Grew up Poor Share the 20 Ultimate “Poor” People Hacks


Hi! I am a millennial mom with a passion for personal finance. I have always been “into” personal finance but got inspired to start my blog after a period of extended unemployment. That experience really changed the way I viewed my relationship with money and the importance of accessible personal finance education.