10 Ways to Waste Your Time and Money on Money-Saving Tips

We love frugal tips, but some of these thrifty hacks people say are absolutely not worth it! Save your time and energy and leave these money-saving tips behind and start focusing on the ones that will actually save you money!

Going Too Far

Overview image of feet in black socks with holes on yellow
Image Credit: costasz via DepositPhotos.com.

It’s an expensive world, and we love frugal living, but at some point, we must say enough is enough. I’m not drinking the same water as my dog to save money.

Okay, frugality tips aren’t always that ridiculous, but some of them are pushing it. These are the top ten frugal tips people have deemed going too far.

1. Baking Your Own Bread

woman holding fresh baked loaf of bread that she just made
Image Credit: IgorVetushko via DepositPhotos.com.

An avid baker confesses they believe baking their own sandwich bread is not worth their time and the little money they might save. Bread is admittedly cheap — their local Aldi sells an entire loaf for just $1, and their family goes through it like water.

Though they grant it’s worth it to bake other bread products from scratch, like rolls, pizza, biscuits, and sourdough, they think the time and effort invested into sandwich bread isn’t worth the meager savings in the end.

2. Getting Cheap Haircuts (As a Woman)

woman getting her haircut
Image Credit: Shutterstock.

One woman says that haircuts in a midrange salon make a world of difference twice a year than if she goes to Great Clips for a hair bargain.

However, other commenters think it depends on your hair type and style. A second person replies that women with curly and short hair have particular needs compared to long and straight hair.

Others insist paying more than $20 for a simple trim isn’t worth it. As someone who has cut their own hair ever since a traumatizing mishap in a salon in sixth grade, I will never go back, so use your judgment on this one.

3. Not Having Pets

Woman playing with her dog and toy in autumn park
Image Credit: Kzenon via DepositPhotos.com.

One person controversially claims that having pets is worth the food and vet bills they come along with in exchange for the companionship they provide. I don’t disagree that pets are worth the money, but this comment is missing the forest for the trees.

Pets are a huge financial responsibility, and if you can’t afford an emergency vet visit, you can’t afford to have a pet. In that sense, pets are like a luxury. You shouldn’t gamble with their lives if you can’t afford to care for them.

4. Repurposing Stored Water

woman grimacing in shower
Image Credit: JanMika via DepositPhotos.com.

An individual who has witnessed people storing buckets of water in the shower and bath as it is heating up for other purposes admits it rubs them the wrong way.

While they understand its supposed environmental and financial purpose, they can’t imagine how people deal with the inconvenience of remembering and storing buckets and avoiding knocking them over.

A second commenter agrees, sharing that they have a friend who stores sketchy-looking water, filling their bathroom with buckets. It grosses them out so much they avoid using her bathroom entirely. Yeah, I draw the line at compromised sanitation.

5. Driving to a Further Gas Station To Save a Few Cents on Gas

Smiling blonde woman holding car keys isolated on yellow
IgorVetushko via Depositphotos.com.

Okay, I have never understood why people do this, but then again, I always pull into the nearest gas station without much thought. A car owner says they don’t believe it’s worth driving further to save a few cents on gas.

Many others agree, with one person pointing out that this often involves turning off a road, merging back into the road through a red light, and doing it all over again to use the gas station on the opposite side of the road.

I’ll just take the more expensive gas! However, one person’s comment convinced me Costco is a worthwhile wait. Their local Costo is 20 cents cheaper than the surrounding gas stations, and they get 5% cash back when paying with their credit card.

6. Hoarding Everything in Case You Need It Later

woman going Vintage shoe shopping
Image Credit: gabriel11 via DepositPhotos.com.

One individual is fed up with holding onto unnecessary objects around their home on the off chance they might find a use for them later.

Someone else explains how they determine whether or not something is worth keeping. Their rule of thumb is to keep things that are difficult to let go of or expensive. Then, any stored things that aren’t used in a reasonable timeframe get tossed. They insist that broken, worn-out, or duplicated items should be discarded.

7. Growing Your Own Food

Attractive gardener with plants and flowerpots sitting on green grass
Image Credit: SashaKhalabuzar via DepositPhotos.com.

Gardening is often posed as a solution to the lofty expense of purchasing food, but according to one user, it’s expensive to get into. A gardener warns that getting into gardening for frugality reasons is a losing game, and it’s better treated as a hobby.

Another person says it comes down to picking and choosing your crops wisely. They advise that herbs are a cost-effective crop to grow if you use many of them, as they run high costs at the store and are easy to grow.

However, fruits and vegetables that are quite cheap at the store (cucumbers) aren’t worth the trouble. Others chime in, adding that gardening can also improve the taste of your dishes, while some say it can take lots of work and years of your life to recover your investment.

8. Buying Lower Quality Products To Save Money

Woman shopping at supermarket shutterstock MSN
Image Credit: Shutterstock.

Should you spend more money on high-quality products or always go for the cheapest option and make do? One person said, “I don’t like buying cheaply made things to save a few bucks. I own fewer high-quality things that I actually like.”

However, others disagree, claiming it’s a valid frugal strategy to buy cheap most of the time and only buy quality products when it’s something you want to last.

9. Not Viewing Time as a Valuable Resource

Man with alarm clock
Image Credit: AllaSerebrina via DepositPhotos.com.

A woman named Kate says there are many frugal hacks she won’t try because they’re too time-consuming. Time, she argues, is a more precious resource than money.

I completely agree, and the subsequent comment expanded on this beautifully. They explain, “Sometimes the most frugal thing you can do, honestly, is work towards getting a better job.” It’s a harsh reality, but no matter how much penny-scraping you do, if you don’t make any money, it will be a daily struggle to make ends meet. Your time would be better spent investing in skills to get a higher-paid job or a raise.

10. Reusing Ziploc Bags

woman leaning on kitchen counter and holding washing sponge
Image Credit: IgorVetushko via DepositPhotos.com.

A Ziploc bag user confesses, “I’m not reusing Ziploc bags. No.” I sympathize. Sure, there are instances where it’s appropriate to reuse a Ziploc bag if it stored dry goods like nuts, but if you’re reusing a slimy, dirty Ziploc bag, you have more significant problems than money.

A voice of reason replies that even pricier reusable bags aren’t worth it and that using meal prep containers is more practical.

The 20 Things People Used To Cheap Out On, But Now They Swear By The Expensive Versions

woman with cheese in mouth
Image Credit: avgustino via DepositPhotos.com.

When budgeting and saving money, trying to cut corners wherever possible is tempting. However, some items are worth investing in due to their better durability or quality compared to their cheaper counterparts.

The 20 Things People Used To Cheap Out On, but Now They Swear by the Expensive Versions

22 Unconventional Side Hustles That Can Make You More Money Than Your 9 to 5

woman warrior. woman holding sword
Image Credit: Avrora-Andrey via DepositPhotos.com.

Have you ever wanted to make a lot of money from a side hustle and quit your 9 to 5?

22 Side Hustles You Never Considered That Make More Than Your 9 to 5

10 Extreme Cheapskates Tips That Are Honestly Great Tips For You To Try

Shocked young woman and handyman with open mouths looking at freezer
Image Credit: IgorVetushko via DepositPhotos.com.

Are there any extreme cheapskates tips that are reasonable? Reddit thinks so. After someone asked for examples of these hacks, they delivered this excellent list of resourceful tips.

10 Extreme Cheapskates Tips That Are Honestly Great Tips

Sorry Millennials, These 20 Skills From The 90s Are No Longer Relevant

Millennial Hipster Girl Holding an Audio Tape Cassette and a Pencil
Image Credit: nicoletaionescu via DepositPhotos.com.

The 90s saw a tremendous shift in technology, and many skills that were once essential have become irrelevant in today’s world.

Sorry Millennials, These 20 Skills From the 90s Are No Longer Relevant

Eye Rolling Intensifies: 28 Boomer Comments Gen Z and Millennials Can’t Stand

Senior beautiful couple standing together
Image Credit: Krakenimages.com via DepositPhotos.com.

Older generations love giving advice and telling younger people things. While there are plenty of life lessons to learn from older people, young people are tired of hearing some of what boomers have to say.

From OK Boomer To Eye Roll: Gen Z and Millennials Are Sick and Tired of These 28 Boomer Comments

This thread inspired this post.

This post originally appeared on A Dime Saved.