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Joseph Lama

14 Money-Saving Tips Every 18-Year-Old Needs to Know

August 6, 2024 by Joseph Lama
17-18 years old teenager in a city street portrait. Real people. Moscow.

It’s time to become an adult! When you turn 18, you are officially an adult, and there are some things you need to know. The … Read More

12 Legal Ways To Make Money That Are So Unethical They Should Be Illegal

August 4, 2024August 4, 2024 by Joseph Lama
Dishonest woman telling lies, lying female holding fingers crossed behind her back.

Everyone is trying to make money the best way they know how. However, there are some professions that, albeit legal, many people frown upon. While … Read More

11 Items That Middle-Class Americans Waste Money On Every Month

June 7, 2024 by Joseph Lama
Middle age woman with grey hair smiling happy relaxing sitting on the sofa at home.

There is no shortage of things people buy that makes one wonder whether it is by design or character flaw that made them waste their … Read More

15 Good Examples of Spending Money To Save Money

November 25, 2023 by Joseph Lama
Woman in shopping. Happy woman with shopping bags enjoying in shopping.

Frugal people create a habit of saving money, not spending. However, sometimes you need to spend money to save money. They do so by anticipating … Read More

15 Ways To Be a Frugal Homeowner

November 25, 2023 by Joseph Lama
A headshot of a happy elderly couple standing in front of a house.

How can you save money as a first-time homeowner?  A Reddit user shared a post asking other users to offer them tips on how to … Read More

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