13 Money Saving Tips To Help Boost Your Savings

Taking action with these 100 money-saving tips can help you take control of your finances and make significant strides toward achieving your financial goals.

Whether you’re looking to build an emergency fund, pay off debt, or simply have more money for the things you enjoy, these tips provide a comprehensive roadmap to financial success.

So, take one step at a time, implement these strategies, and watch your savings grow!

1. Reduce Your Home’s Water Heater Temperature

Portrait Of Young Man Taking Cold Shower In Bathroom,
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Lowering your water heater’s temperature can save on energy costs.

2 Keep Track of Expenses

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Take a look at your spending habits and recurring expenses. Make sure you are tracking where your money is going.

3. Repair Shoes Instead of Replacing

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Extend the life of your shoes by having them repaired when they show wear and tear.

4. Get Free Samples and Trials

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Take advantage of free product samples and trials to save on personal care items.

5. Shop for Used Sporting Equipment

A variety of sports equipment on a black background including an american football, a soccer ball, a baseball, a baseball bat, a tennis racket, a tennis ball, and a basketball.
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Find affordable sports gear at secondhand stores or online marketplaces.

6. Use a Smart Thermostat

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Invest in a smart thermostat to efficiently control your home’s temperature.

7. Negotiate Rent or Mortgage Rates

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Negotiate your rent or mortgage rates to potentially lower your housing costs.

8. Buy Store-Brand Cleaning Products

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Store-brand cleaning products are usually just as effective as name brands but more budget-friendly.

9. Refill Reusable Cleaning Bottles

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Refill your cleaning spray bottles with concentrated cleaning solutions to save money.

10. Install a Water-Saving Showerhead

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Reduce water usage and save on water bills with a water-saving showerhead.

11. Use a VPN for Online Savings

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Protect your online privacy and potentially access better deals with a VPN.

12. Buy Reusable Household Items

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Choose reusable options for household products like cloth napkins and shopping bags.

13. DIY Home Repairs and Maintenance

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Learn basic home repair skills to tackle minor fixes without hiring professionals.

12 Frugal Hacks That Make All The Difference

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A Reddit user who started the frugal journey with his wife a couple of years ago wanted to know the frugal hacks people had that made all the difference.

According to the OP, shopping grocery sales every week and planning their meals helped cut their bill from $250 to $100 per week. Other users shared their stories about frugal hacks they had that made some difference in their lives. Here are some of the best ones.

12 Frugal Hacks That Make All The Difference 

12 Items Frugal People Proudly Exclude From Their Shopping List

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Frugal people are known to spend their money wisely. They live within their means and don’t spend a lot of money. According to a thread on Quora, here are some common things frugal people never buy.

12 Items Frugal People Proudly Exclude from Their Shopping List

23 Side Hustles You Never Considered That Make More Than Your 9 to 5

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Have you ever wanted to make a lot of money from a side hustle and quit your 9 to 5? You may know about the typical side hustles, but I bet you never even heard of these lucrative side hustles!

23 Side Hustles You Never Considered That Make More Than Your 9 to 5

9 So-Called “Frugal” Habits That Are Actually a Waste of Time and Money

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Not everything is frugal! I am sure you have read articles and tips that promote frugal living and give some ideas that are just not frugal! These frugal myths float around and sometimes even cost people a lot of money!

9 So-Called “Frugal” Habits That Are Actually a Waste of Time and Money

10 Stupid Scams People Won’t Stop Falling For

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It seems like every day there is a new scam popping up, promising to make you rich or solve all of your problems. Yet, despite the prevalence of scams and the numerous warnings about them, people still fall for them.

10 Stupid Scams People Won’t Stop Falling For



Hi! I am a millennial mom with a passion for personal finance. I have always been “into” personal finance but got inspired to start my blog after a period of extended unemployment. That experience really changed the way I viewed my relationship with money and the importance of accessible personal finance education.