20 Money Affirmations To Help Your Money Mindset

Money is important. Money is power. Money is control. Money affirmations can help you change your money mindset to understand these concepts.

Money is extremely important. However, money is also one of the most common sources of stress in people’s lives. It can be a source of contention between partners or create feelings of inadequacy and lack.

It doesn’t have to be this way! You can change your money mindset and improve your relationship with money by using money affirmations to manifest money into your life.

What Are Affirmations?

First, let’s take a look at what affirmations are. Affirmations are mental statements that are repeated to you to program your subconscious into believing them. You may have heard people talk about “manifesting” what they want by repeating affirmations about their goals over and over again until it becomes real in their lives. That’s because your mind is so powerful in creating solutions – but only when you actually believe that it’s possible.

Financial affirmations can be used by anyone who wants to improve their relationship with money—no matter their level of skill or knowledge regarding personal finance.

How To Choose Your Money Affirmations

In order to decide which affirmations will be the most helpful for you, identify the limiting beliefs around money that aren’t serving you. Then, choose affirmations that address and reverse those limiting beliefs.

20 Money Affirmations for Your Money Mindset

Here are twenty helpful money affirmations to use to help improve your money mindset.

1)  I deserve financial prosperity.

There is nothing else you have to do or be to deserve financial prosperity. You are worthy of it right now.

2) I always have more than I need.

It’s okay to have more than you need. It’s safe to have an overflow of abundance.

3) Money comes quickly to me!

If you feel like money comes slowly, affirm that you have multiple opportunities for money to come in quickly. There is no reason that money has to come in slowly – that’s just a limiting belief that you can release.

4) Abundance is everywhere around me!

Abundance appears in many ways. Notice the abundance that’s in your life right now.

5) It’s easy to create extra money when I need it.

It doesn’t need to be hard to make more money in life. There is always a way to make more money available to you.

6) The more money I make, the more I can give away to others in need.

Desiring financial abundance is not selfish or greedy. The more abundance you have in your life, the more you have to share with other people. You can be a channel for abundance in the lives of others.

7) All of the financial decisions that I make today bring me peace and prosperity.

Trust that the decisions you make are ultimately for your highest good. You don’t need to feel uneasy.

8) My bills are paid on time and in full.

Just because you haven’t had the money yet to pay your bills doesn’t mean your bills won’t be paid.  When you trust that your needs will be met, it becomes easier to take care of them.

9) It’s safe to be wealthy; it’s safe to chase my dreams.

Do you feel uneasy about wealth? Sometimes we have fears about what might happen if we have abundance – it will be taken from us, or we won’t make good decisions. Others might be jealous and resentful. Affirm that it’s safe for you to be wealthy. You don’t have to live in fear.

10) Financial security is a constant reality in my life.

The “feast or famine” cycle doesn’t have to be part of your life. Abundance and security can be a constant from here on out.

11) I am a magnet for money and wealth!

This affirmation affirms that you always attract success and prosperity, even when thinking about other things. At all times, greater wealth is on its way to you. In ways seen and unseen, you are attracting everything you need and desire.

12) Wealth flows to me easily and effortlessly.

Do you believe that you must “work hard” to earn money? How can you move past that limiting belief to experience more ease in your financial life?

13) Every day, in every way, my financial situation is getting better and better.

You can grow more abundant in many different ways – whether that’s more money, a higher credit score, or other resources coming into your life. Think about the improvements you experience each and every day.

14)  Money is my friend!

Money can be a powerful tool in helping you create the life you want. Money may not be your enemy – it doesn’t have to make you afraid or anxious.

15) My income increases daily.

Say this affirmation to affirm that your income grows each and every day, leading you toward greater abundance.

16) I can easily afford all of my needs.

Nothing you need is lacking – it’s all available to you.

17) I feel prosperous and abundant every day!

Prosperity and abundance come in many forms. Think about what’s abundant in your life right now.

18) The money I desire is now being released to me in satisfying ways.

Trust that the money is on its way – it is already yours. Feel the satisfaction of having the money you desire.

19) I am grateful to be rewriting my money story.

The past limitations don’t have to be part of your future. Break generational chains and begin the upward spiral!

20) Money comes quickly into my life through many different sources!

Sometimes, we have limiting beliefs about how money comes into our lives, which can hold us back. So, say this affirmation to remind yourself that money can appear from many different sources, including ones you may not have thought of!

If you have limiting beliefs about money, you definitely are not alone. Most people struggle with money blocks that have been passed down for generations.

However, you are not doomed to feel this way forever! You can change your money mindset by using affirmations that will help remove blocks around abundance.

These twenty helpful money affirmations should give you some ideas on how to start improving your relationship with money today through positive thinking and mindfulness techniques.

Read More:


Hi! I am a millennial mom with a passion for personal finance. I have always been “into” personal finance but got inspired to start my blog after a period of extended unemployment. That experience really changed the way I viewed my relationship with money and the importance of accessible personal finance education.