Want to go on vacation? You can… as long as you have the money for it.
If you want to go on vacation, all you need to do is start saving.
Simple right?
Want to know how to save money for vacation?
Here are fifteen frugal ways to save so you can go wherever you wish guilt-free.
1. Make or Adjust Your Budget
If you don’t already have a budget, that should be your priority. If you have it, move some things around to set aside money for the trip.
2. Small Savings Add Up
A vacation can be expensive when you factor in hotels, flights, and buying keychains to bring back to your co-workers. But don’t let the high ticket price deter you: if you start early enough, you can add to your savings bit by bit and still have plenty of cash when needed.
Use a vacation savings tracker to keep track of all your savings! Download one here!
3. Do Your Research
You can set up alerts for price changes in flights and hotels to ensure you get the lowest prices possible. And don’t forget to shop around, even if the price sounds worth it.
4. Have a Strategy
Depending on where you’re going and how you get there, choosing specific dates can help you save a major amount on your flight or hotel.
5. Take Advantage of Deals
Sometimes, when you come across a deal, it’s a sign you should take it! Packages or holiday deals pop up frequently and can help with costs for your vacation.
6. Sign Up for Traveling Perks
If you plan to travel a lot, you might as well sign up for a loyalty program if one is available.
7. Choose a Cheaper Destination
You might want to plan for your dream vacation, but what are numbers two and three on your list? It might be worth going with the second best if it could save you hundreds of dollars to travel to one of these destinations.
8. Determine the Cost Before You Save
Break down each category of how much you can spend on your trip. Overestimate; this way, you’ll potentially save more than you need and have an even better trip.
9. Set up a Second Savings Account
Consider creating a savings account you’ll only use for travel, and start filling it out. This will help you quickly see how your savings are progressing.
10. Incorporate Your Tax Refund
If you can afford it, maybe using some of your tax refunds toward your trip is a good call, especially if there’s a notably good deal you have in mind when it hits your checking account.
11. Eat Out Less
Think about it: if you save money on going out to eat now, you can explore a new city and enjoy dining there instead!
12. Pick up a Side Gig
It won’t be an option for everyone, but saving more is much easier when you’re making more. Consider picking up extra hours or asking for a pay bump if you can’t swing a second job.
13. Downsize Your Trip
Plan with frugality in mind! What can you do on vacation that costs nothing or next to nothing? Add it to the itinerary so it’s easier to save on essential costs.
14. Try a Spending Freeze
You don’t have to limit all your spending. But if there’s a category where you’re spending too much, like clothing or going out to eat, try halting any additional spending in these categories and moving any allocated funds in your budget to your vacation savings.
15. Pay Off Debt
The earlier you plan, the more crucial it is to pay off your debt and for healthier savings. Spending less on credit card or loan payments means more cash for traveling.
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