Frugality Backlash: The Surprising Ways Overzealous Saving Can Sabotage Your Finances

Is your frugality putting you in danger? Is the pursuit of frugality worth your life? This is what the topic of dangerous frugality is all about. We love being frugal, but should you be frugal when it comes to safety?

What Is Dangerous Frugality?

Surprise astonished woman blown away.
Image Credit: SIphotography via DepositPhotos.com.

Being frugal is good, but sometimes frugal behavior can be dangerous. Is saving money worth your health and safety?

A person recently went on to Reddit and said, “I’m all from being savvy on my shopping cart and not spend money where I don’t need to, but I’m seeing so many shopping pics that lack basics like vegetables and fruit and are loaded on processed foods. It’s great you can save some pennies on that, but it will come back at you through a bigger health bill. Be wealthy but not at the expense of being unhealthy. It’s a balance.”

Teetering on Danger

Portrait of red straight-haired attractive cute nice scared worried young girl, biting nails. Isolated over bright vivid yellow background.
Image Credit: Roman Samborskyi/Shutterstock.

Many people agreed and chimed in on the frugal behaviors they felt were teetering towards dangerous frugality. These frugal living tips are more dangerous than money-saving! An interesting discussion ensued about the careful balance you need when living frugally and staying healthy.

Couponing

Mother and daughter choosing products
Image Credit: aletia via DepositPhotos.com.

“That’s why I stopped couponing so much; you just end up getting a bunch of processed c*** because those are the companies that put out the coupons,” wrote one person.

Relying solely on coupons to plan your meals and your shopping list can lead you to eat too many processed foods and not have a healthy diet. Better to buy healthy food when they’re on sale or use cashback apps to save some money.

Fast Food

woman fast food restaurant worker holding a burger
Image Credit: AsierRomeroCarballo via DepositPhotos.com.

“I had to learn this when trying to going to fast food too much. It’s fast, convenient and you can find some deals.A s I saw my cholesterol go up, I started making changes. That money won’t matter if my health goes down.”

Fast food might be easy and cheap, but healthy food is worth every penny!

Eating Rice and Hot Dogs

rice and spices on a tray
Image Credit: diportinanni@gmail.com via DepositPhotos.com.

One person shared an extreme example. “I have a couple of friends and a brother-in-law who are cheap, not frugal. Literally spent years trying to convince them that subsisting on rice and $1 hot dogs is going to make them sick.

One needs surgery now to repair the damage he did to his kidneys. The other grew a garden, and has fixed a lot of his bad habits. Considering the state of American healthcare, I do wonder if my one friend regrets his choices or still thinks he came out ahead.”

Wow! That’s not very smart! Why save money if you won’t even be around to appreciate it?

Taking Care of Yourself

Senior Woman Resting After Exercising In Park
Image Credit: monkeybusiness via DepositPhotos.com.

Someone added, “Exactly. Taking care of yourself is an essential part of being frugal. Eating healthy is cheaper than paying for medications and doctor visits (or much worse) for the rest of your life!! Also, you’ll simply feel better and have more energy! And energy = money! The times I keep seeing McDonald’s on here is making me mcsad.”

Misunderstanding Frugality

Middle age hispanic man holding ketchup and mustard bottle making fish face
Image Credit: Krakenimages.com via Depositphotos.com.

“Agree,” said one person, “There’s a huge misunderstanding of frugality on here, sadly. Think about the “I collect ‘free’ condiments” crowd. There’s hardly anything as bad as adding extra sugars and salts to already uber-processed sugary, salty foods, but people are on here regularly delighting in their ability to do so freely.”

Being Judgmental?

Middle age beautiful woman wearing casual denim shirt standing over pink background afraid and shocked, surprise and amazed expression with hands on face.
Image Credit: Krakenimages.com/Shutterstock.

Other people disagreed with the original sentiment.

One person wrote, “Some people are doing the best they can. Not everyone has access to a decent store or limited knowledge or supplies for cooking. Eating healthy is ideal, but some eat so they don’t feel hungry. We could all nitpick others’ choices, but we can offer suggestions.”

That is a great point! Not everyone has the same access or even the ability to choose!

Another person added, “There are also a lot of us who are frugal, not by choice, and your comment comes across as quite judgy. Maybe scale it back a bit there.”

7 So-Called “Frugal” Habits That Are Actually A Waste Of Time And Money

woman laying under knitted blanket
Image Credit: serezniy via DepositPhotos.com.

Not everything is frugal! I am sure you have read articles and tips that promote frugal living and give some ideas that are just not frugal! These frugal myths float around and sometimes even cost people a lot of money!

7 So-Called “Frugal” Habits That Are Actually a Waste of Time and Money

The 20 Things People Used To Cheap Out On, But Now They Swear By The Expensive Versions

woman with cheese in mouth
Image Credit: avgustino via DepositPhotos.com.

When budgeting and saving money, trying to cut corners wherever possible is tempting. However, some items are worth investing in due to their better durability or quality compared to their cheaper counterparts.

The 20 Things People Used To Cheap Out On, but Now They Swear by the Expensive Versions

Frugal Living Tips From The Great Depression That Are Relevant Today

Vintage Street Peasant Boy In Flat Cap Eating Baked Beans From A Can In A Depiction Of The Great Depression
Image Credit: jorgophotography via DepositPhotos.com.

How frugal were people during The Great Depression? It was a time of hardship and uncertainty and a time when people were forced to be extremely frugal.

Money-Saving Secrets from the Great Depression: Frugal Living Tips from the Great Depression That Are Relevant Today

Sorry Millennials, These 20 Skills From The 90s Are No Longer Relevant

Millennial Hipster Girl Holding an Audio Tape Cassette and a Pencil
Image Credit: nicoletaionescu via DepositPhotos.com.

The 90s saw a tremendous shift in technology, and many skills that were once essential have become irrelevant in today’s world.

Sorry Millennials, These 20 Skills From the 90s Are No Longer Relevant

Eye Rolling Intensifies: 28 Boomer Comments Gen Z and Millennials Can’t Stand

Senior beautiful couple standing together
Image Credit: Krakenimages.com via DepositPhotos.com.

Older generations love giving advice and telling younger people things. While there are plenty of life lessons to learn from older people, young people are tired of hearing some of what boomers have to say.

From OK Boomer To Eye Roll: Gen Z and Millennials Are Sick and Tired of These 28 Boomer Comments

 

Hi! I am a millennial mom with a passion for personal finance. I have always been “into” personal finance but got inspired to start my blog after a period of extended unemployment. That experience really changed the way I viewed my relationship with money and the importance of accessible personal finance education.