Living a more frugal life is a lot simpler than people realize — and these six life hacks are proof that you can find a lot more flexibility in your monthly budget with some time and creativity.
Test Yourself With a Grocery Shopping Challenge
The first hack will test your mettle with what you already have in your fridge, freezer, and pantry. Once a month, meal plan for a week with the intent to spend as little money on groceries as possible. Start opening cans and portioning out the rice — this will save you on monthly grocery costs and encourage you to have a bit more fun in the kitchen. If you have to buy things, limit it to things that are on sale or that you can only get from your local farmer’s market to save even more.
Test Yourself Even More With a No-Spend Day
Add “no-spend days” to your monthly calendar — days when you pledge not to spend any money, period, no exceptions. You don’t have to do this more than one or two days a month to start appreciating what you have. Before you know it, you’re spending more time hiking, breaking out board games you haven’t seen in years, or finding joy in life’s little moments.
See What You Can Do Yourself
Do you have a birthday coming up or an appliance that needs a minor fix? Instead of folding that cost into your budget, see if you can DIY it. Whether it’s fixing a leaky faucet or painting a room, there are literally millions of resources online that can walk you through a project step by step. Plus, you’ll build new skills and confidence, knowing that you can tackle a new task all by yourself.
Save Big With Energy Efficient Upgrades
Sometimes you have to spend money to make money — and energy-efficient upgrades are a good example of this creed. Look into how you consume energy and implement small steps that can save hundreds of dollars in your utility bills. Begin switching to energy-efficient light bulbs, unplugging devices when they aren’t being used, and installing a programmable thermostat. They’re small adjustments that add up to impressive savings that make the upgrades well worth it.
Head to Your Local Library
Libraries haven’t just been glorified bookcases for quite some time. They’re an excellent resource for new music, movies, e-books, and even workshops. Instead of paying for entertainment or resources, visit your library and see what it offers. Libraries also often have free community events, classes, or activities that can enrich your life without feeling like you’re being robbed blind.
Thrift Your Makeover
Plans to breathe new life into a room in your home? Instead of buying all new furniture, challenge yourself to source everything from local thrift stores or buy secondhand. Not only does this often lead to a more unique and charming space, it’s a lot cheaper and more satisfying. You’ll feel like you’re living in a curated space without breaking your budget.
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