10 Things You Should Never, Ever Be Cheap About, Even If You’re Broke

We often try to save money wherever possible. However, there are certain things that you should never, ever be frugal about. These are the things that are essential to your well-being and safety, and cutting corners could have serious consequences.

Being Cheap

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While frugal living is great, some things are just worth spending money on! Some things are not worth skimping on, however, tempting it may seem!


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Your health is one thing that you should never compromise on. When it comes to healthcare, you should always invest in quality medical care. This includes regular check-ups with your doctor, preventive care, and necessary treatments. Don’t skip appointments or avoid getting medical attention because of cost concerns. Your health is too important to ignore.

Home Maintenance

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Maintaining your home is essential for safety and comfort. When things start to wear down, it’s important to replace or repair them promptly. Don’t put off necessary repairs or try to do them yourself if you don’t have the expertise. This could end up costing you more in the long run, and may even put your safety at risk.

Car Maintenance

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Like home maintenance, keeping your car in good condition is essential for safety and reliability. Don’t skip regular maintenance tasks, like oil changes and tire rotations, and address any issues with your vehicle promptly. This will ensure that your car is always running smoothly and reduce the risk of costly repairs down the line.


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Investing in your education is one of the best ways to ensure your future success. Don’t skimp on the quality of your education or the resources you need to succeed. Whether you’re pursuing a degree, taking courses to learn a new skill, or attending a training program, make sure you’re getting the best possible education to set yourself up for success.

Personal Care

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Taking care of yourself is essential for your physical and mental health. This includes things like regular exercise, healthy eating habits, and proper hygiene.

Don’t skimp on the things that make you feel good, like treating yourself to a massage or splurging on a fancy haircut. These small indulgences can go a long way toward improving your well-being.

Safety Equipment

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Whether you’re at work or at home, it’s important to prioritize safety. This means investing in high-quality safety equipment, like helmets, gloves, and safety goggles. Don’t skimp on these essential items, as they could mean the difference between life and death in certain situations.

Legal Advice

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If you’re ever in a legal bind, it’s important to seek the advice of a qualified attorney. Don’t try to handle legal issues on your own, as you could end up making things worse. Invest in quality legal advice to ensure that your rights are protected and that you’re making the best possible decisions for your future.

Travel Insurance

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Traveling is an exciting experience, but it can come with its risks. When traveling abroad, investing in travel insurance is essential. Medical emergencies, trip cancellations, and theft can all occur when you least expect it. Having travel insurance can provide you with peace of mind, and financial protection, should the unexpected happen.

Quality Food

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Food is an essential aspect of life, and it is crucial to prioritize the quality of the food you consume. Consuming unhealthy or cheap food options can lead to long-term health issues, which will eventually cost more money. Choosing healthy, organic, and quality food options, can ultimately save you money on medical bills in the long run.


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Sleep is vital for our physical and mental well-being. Ignoring sleep or compromising on the quality of your sleep can lead to significant health issues. Investing in a good quality mattress, pillows, and sheets can improve the quality of your sleep and lead to better health outcomes in the long run.

7 So-Called “Frugal” Habits That Are Actually A Waste Of Time And Money

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Not everything is frugal! I am sure you have read articles and tips that promote frugal living and give some ideas that are just not frugal! These frugal myths float around and sometimes even cost people a lot of money!

7 So-Called “Frugal” Habits That Are Actually a Waste of Time and Money

The 20 Things People Used To Cheap Out On, But Now They Swear By The Expensive Versions

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When budgeting and saving money, trying to cut corners wherever possible is tempting. However, some items are worth investing in due to their better durability or quality compared to their cheaper counterparts.

The 20 Things People Used To Cheap Out On, but Now They Swear by the Expensive Versions

Frugal Living Tips From The Great Depression That Are Relevant Today

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How frugal were people during The Great Depression? It was a time of hardship and uncertainty and a time when people were forced to be extremely frugal.

Money-Saving Secrets from the Great Depression: Frugal Living Tips from the Great Depression That Are Relevant Today


Sorry Millennials, These 20 Skills From The 90s Are No Longer Relevant

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The 90s saw a tremendous shift in technology, and many skills that were once essential have become irrelevant in today’s world.

Sorry Millennials, These 20 Skills From the 90s Are No Longer Relevant

Eye Rolling Intensifies: 28 Boomer Comments Gen Z and Millennials Can’t Stand

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Older generations love giving advice and telling younger people things. While there are plenty of life lessons to learn from older people, young people are tired of hearing some of what boomers have to say.

From OK Boomer To Eye Roll: Gen Z and Millennials Are Sick and Tired of These 28 Boomer Comments




Hi! I am a millennial mom with a passion for personal finance. I have always been “into” personal finance but got inspired to start my blog after a period of extended unemployment. That experience really changed the way I viewed my relationship with money and the importance of accessible personal finance education.