7 Ways Middle-Class Americans Can Lower Expenses While Living a Luxury Lifestyle

Money is a serious topic of discussion. It’s probably been like that for a long time already, but given the current financial climate we find ourselves in, money seems to be an ever more pressing topic. Saving and spending smart is a significant priority for many, and perhaps this is something important for you, too.

Either way, don’t we all just want to live somewhat indulgent lifestyles without spending too much money? This happens to be possible if you can just manage to mind a few things regarding your spending. Here, we have listed how you can live a champagne lifestyle whilst on a lemonade budget.

Say No Sometimes

Woman show STOP, NO. Serious displeased woman in office or apartment looking at camera and shows her palm STOP. Medium shot view.
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It’s fine to splurge a little bit of money to live the way you want to live now and then but there is of course a limit to this. Saying no sometimes is also fine and is sometimes crucial if you want to stick to a budget or reach your financial dreams.

Prioritize Champagne Lifestyle Expenses

Europe travel vacation fun summer woman dancing in freedom with arms up happy in Oia, Santorini, Greece island.
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It’s important to have a plan and note the things you think your money should go towards in a champagne lifestyle. You can’t possibly buy into everything. But the odd treat here and there that’s been paid with allocated money is a far better way to get things done to stay on a lemonade budget.


Stressful Accounting at Home: Couple Using Laptop Computer, Sitting on Sofa in Apartment. Young Family Filling Tax Forms, Mortgage Documents, Bills, Checks, Balances, Invoices are in Order
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If you don’t have a budget set up, then now would be a great time to get started. It can be so easy to lose control over your finances if you have no plans in place for how to allocate money.

Be sure to first note your needs, such as housing, transport, and food. But to live a champagne lifestyle, you will also want to assign money for treats and things that are outside of your everyday needs.

Buy Secondhand

Vintage furniture shop. Second hand furniture market. Retro furniture for sale. Antique vintage store.
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Just because something is secondhand does not mean that the quality is lower than that of a new counterpart. Buying secondhand is great because you can find items that are pretty much the same as when new, except you will be paying a fraction of the price.

Find Dupes

Woman shopping online on Amazon website on iPad.
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The good thing about the internet is the fact that it’s really easy to find alternative or duplicate (dupes) items that are as good as the original but come at a much lower price.

Don’t, however, get confused between dupe and fake, as these two are not interchangeable, and buying into fakes may be a waste of money in the long run, as the quality won’t be on the same level.

Quality Over Quantity

Front view portrait of a smiling young woman standing in front of shelf display in glamorous boutique and holding red designer handbag.
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Spending more on quality may be expensive at first, but since high-quality items last longer, you may save money in the long run.

Recreate Champagne Lifestyle Moments at Home

Group of friends welcoming each other. The host welcomed and hugged their friends who came to dinner with a wine bottle smiles and hugs.
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Instead of eating at a restaurant, cook at home. Instead of going out for drinks, invite friends over and have them dress up and bring their drinks. When we go to establishments, we pay inflated prices thanks to the labor of employees, rent of the facilities, and so forth.

By recreating champagne lifestyle experiences at your humble abode, you will save a lot of money, while living your champagne lifestyle.

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