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Brian James

11 Common Credit Card Myths You Need To Stop Believing

May 19, 2024 by Brian James
portrait of a mature woman showing her tongue.

Should I apply for a credit card? Will a balance on my credit card affect my score? Most people have these questions about credit cards, … Read More

11 Ways To Cut Costs on Your Monthly Car Expenses

May 16, 2024 by Brian James
A happy dog travels in the summer by car. Golden Retriever looking out the car window on a sunny day. A car trip with a pet.

Cars are convenient but can also be expensive to maintain. An AAA report released in 2022 revealed that the annual cost of ownership for a … Read More

14 Money-Saving Tips Middle-Class Americans Who Want Renovate Their Home on A Budget

May 14, 2024 by Brian James
Happy smiling woman painting interior wall of new house. Happy smiling woman.

Renovating your home is exciting as it lets you remove the old carpet, spruce up the bathroom, and replace the old cabinets. However, as with … Read More

11 Strategies Anyone Can Use for Negotiating Debt Settlement

May 14, 2024 by Brian James
Sad middle aged woman sitting on a sofa in the living room.

Rising cost of living, inflation, and other factors can make it challenging to cover your expenses and pay your debts in full.  Negotiating with your … Read More

9 Less Known Factors That Could Impact Your Credit Score

May 13, 2024 by Brian James
Middle age woman using smartphone and credit card sitting on sofa at home.

A good credit score increases your chances of qualifying for credit and accessing lower interest rates on things like mortgages and loans. VantageScore and FICO … Read More

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