30 Money Saving Tips That You’re Not Doing

Need extra cash? Whether you’re saving for a dream vacation or retirement, it can be tough to know where to start. But don’t worry, we’ve got you covered. Check out these tips to get extra cash in your pockets fast.

1. Shop During Sales and Clearance Events

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Take advantage of discounts during sales and clearance events to score great deals.

2. Avoid Bottled Water

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Invest in a reusable water bottle and fill it up from the tap to save on bottled water costs.

3. Cancel Unused Club Memberships

San Leandro, CA - August 05, 2019: Costco Warehouse store providing warehouse prices on name brands for membership based customers.
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If you’re not using that fancy club membership, it’s time to cancel and pocket the savings.

4. Use a Library Instead of Buying Books

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Borrow books and other materials from your local library instead of buying them. You can also get audiobooks and e-books from your library for free!

5. DIY Gifts and Crafts

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Create thoughtful gifts and decorations at home instead of buying expensive ones.

6. Rent Tools Instead of Buying

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Save money and space by renting or buying tools for occasional DIY projects.

7. Use Public Parks and Free Activities

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Take advantage of free outdoor activities and community events.

8. Downsize to a Smaller Home

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Consider moving to a smaller, more affordable living space if it makes sense for your lifestyle.

9. Buy Store Brands for Medications

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Generic medications can be just as effective as name brands but cost significantly less.

10. Keep Your Car Well-Maintained

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Regular maintenance can extend your car’s lifespan and improve fuel efficiency.

11. Cancel Cable or Satellite TV

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Cut the cord and opt for streaming services to save on entertainment costs.

12. Switch to a Cheaper Cell Phone Plan

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Shop around for a more affordable cell phone plan that meets your needs.

13. Make Your Coffee at Home

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Brewing your coffee is not only cheaper but allows you to customize your cup just the way you like it.

14. Buy Items When They’re on Sale

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When it comes to money-saving tips, the value of grabbing a good sale can’t be ignored. Stock up on essentials when they go on sale to save in the long run.

15. Fix Electronics Instead of Replacing

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Before tossing out that broken gadget, consider repairing it or seeking professional help.

16. Use Public Wi-Fi Instead of Data

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When possible, connect to public Wi-Fi to reduce data usage and save on your cell phone bill.

17. Set Up a Change Jar

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Collect spare change in a jar and watch it add up over time.

18. Shop Online With Cashback Portals

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Earn cashback on your online purchases by using cashback portals and apps.

19. Use Cloth Diapers for Babies

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Reusable cloth diapers can save you money compared to disposable ones.

20. DIY Landscaping and Gardening

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Maintain your garden and outdoor space yourself to avoid landscaping costs.

21. Skip Extended Warranties

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Most products are covered by warranties already, so avoid paying extra for extended warranties.

22. Refill Ink Cartridges

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Refill ink cartridges instead of buying new ones for your printer.

23. Borrow Instead of Buying

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Borrow items from friends or family when you need them instead of purchasing new ones. If you need an appliance for a short amount of time, then you can borrow it instead of buying it. 

24. Invest in Energy-Efficient Lighting

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Switch to LED or CFL bulbs for more energy-efficient lighting and lower electricity bills.

25. Use a Bike for Short Trips

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Save on gas and get exercise by biking for short errands and commutes.

26. Buy In-Season Produce

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In-season fruits and vegetables tend to be more affordable and fresher. Go grocery shopping and buy fruit and veggies that are on sale, and then plan your menu around that. 

27. Use Hand-Me-Downs for Kids

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Pass down clothing and toys between siblings or friends to save on kids’ expenses.

28. Install a Programmable Sprinkler System

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Program your sprinklers to water efficiently and save on water bills.

29. Shop at Discount Grocery Stores

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Explore budget-friendly grocery stores for everyday essentials.

30. Take Advantage of Free Community Events

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Find free events and activities in your community for entertainment.

People Who Grew Up Poor Share The 20 Ultimate “Poor” People Hacks

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Life’s thrown us a curveball, and our bank accounts might be staging a rebellion, but fear not! We’ve got something up our sleeves- a treasure trove of tips and tricks that will have you grinning ear to ear as you outsmart the very concept of scarcity. Being broke? It’s not a limitation; it’s a canvas for creativity!

People Who Grew up Poor Share the 20 Ultimate “Poor” People Hacks

20 Of The Worst Mistakes You Can Make In Your Life

Computer stress, night office or man with crypto finance crisis, bitcoin stock market crash or NFT investment mistake..
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Life is like a roller coaster- it’s filled with exhilarating highs, nerve-wracking lows, and unexpected twists that can leave us hanging upside down. We all make mistakes along the way, right? Because at the end of the day, we are only human!

20 Of The Worst Mistakes You Can Make in Your Life 

15 Tips For Frugal Living On A Tight Budget

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If you are looking for tips for frugal living on a tight budget, this post is for you. 

Being on a tight budget means looking for even the slightest opportunity to save money. It could be saving to clear your loans, for a bigger purchase, or even for early retirement. 

15 Tips for Frugal Living on a Tight Budget 

12 Frugal Hacks That Make All The Difference

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A Reddit user who started the frugal journey with his wife a couple of years ago wanted to know the frugal hacks people had that made all the difference.

According to the OP, shopping grocery sales every week and planning their meals helped cut their bill from $250 to $100 per week. Other users shared their stories about frugal hacks they had that made some difference in their lives. Here are some of the best ones.

12 Frugal Hacks That Make All The Difference

14 Frugal Living Tips To Learn From Warren Buffett

Warren Buffett, chairman and CEO of Berkshire Hathaway is interviewed after the annual Berkshire Hathaway shareholders meeting held at the CenturyLink Center in Omaha, Neb. on Saturday, May 2, 2015.
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Legendary investor Warren Buffett is one of the wealthiest people in the world and, for a time, was the wealthiest. It might surprise you, then, to learn that Buffett is a proponent and practitioner of frugal living and always has been.

14 Frugal Living Tips To Learn From Warren Buffett 
 

Hi! I am a millennial mom with a passion for personal finance. I have always been “into” personal finance but got inspired to start my blog after a period of extended unemployment. That experience really changed the way I viewed my relationship with money and the importance of accessible personal finance education.