Everyone wants to do better and be more responsible. The problem is that a lot of the time, we get bogged down with all the details, so we never start doing anything. Or, we know we can’t do the perfect things, so we decide that we are better off not doing anything at all.
But, doing “good-enough” is better than not doing anything at all, and actually, is probably the most perfect thing you can do.
These3 “good-enough” money moves are great to start today, and honestly? You’ll be thrilled with the results.
Automate a Small Transfer
Set up a tiny automatic transfer each payday. I have written before about how I started saving by putting $5 a month away. I didn’t have more, but I wanted to start. Will $5 make a huge difference in your savings goal? No. But once you start, you have made the first step. That makes a big difference.
Keep a “Hold” List
Before buying something, drop it on a 48-hour hold list. Most of the time, you’ll realize you don’t actually want it, and you save the money without feeling deprived. Even if you end up buying it, the act of waiting means you started mindful shopping, and that’s a game-changer.
Start an Easy Budget
Budgeting might seem overwhelming, but it doesn’t have to be. You don’t need to track every expense and every dollar. Just use The First Payday Plan to plan where your next paycheck is going. It’s a super easy 10-minute, super easy plug-and-play program that will get you started.
Start The First PayDay Plan Now!
Download Some Coupon Apps
You don’t have to optimize your receipts to the last cent or take advantage of every deal, but download some apps, scan your receipts, and see if you saved some money. It’s laughably easy to do and will be a good way to cut some of your food costs.
