““Creating a meal plan and cooking at home most nights of the week. As a result, we cooked enough for two extra meals and lunch the next day.
“Your insurance and loans, in particular, will draw you in with a decent rate and then slowly increase that year after year.
“I got rid of a little four-cylinder sedan ten years ago. I didn’t use it that much, and I remember calculating that it cost me around $40 per week in standing charges (insurance + rego + a little bit of fuel).”