While Cyber Monday is a great day to buy what you need at a great price, the overwhelming advertising can cause even the most frugal person to overspend.
lthough it’s a great opportunity to get holiday gifts for our loved ones, we all often also use the opportunity to buy stuff for ourselves. So here’s a hint: Don’t do it.
Not everyone in your life needs a present! There are other options if you can’t afford Christmas.
If you want to build your net worth and achieve financial freedom, do not buy anything if it has not been on your must-have list for at least six months.
Don’t go shopping without a written plan that fits your budget. It’s not worth the temptation.