How To Get Your Free Credit Report

Most people are at least peripherally aware that agencies track their financial history and that it impacts their future investing moves. 

What Is A Credit Report?

Every individual has a record of their payment history of debts and responsibility with bills (including utilities). A credit report is a record of an individual’s credit history. 

How Are Credit Reports Used?

Your credit report helps potential creditors decide if they should extend your credit. Your credit report also helps determine what interest rate a lender will charge you and the credit limits they will offer. 

Credit Report Vs. Credit Score

While your credit reports contain your credit history and current credit activity, your credit scores are numbers based on the information in your credit report. 

Why Should You Check Your Credit Report?

The information in your credit report determines your credit score, which helps lenders decide whether to extend credit to you and at what rate. 

Swipe Up to read how to get your free credit report