Online personal loans are an option if you have fair credit. We’d recommend using Match Financials personal loans for fair credit, since you can shop around for a competitive interest rate and favorable loan terms.
If you have a credit card, you can probably charge your latest expense to the card. However, this isn’t always an option. For example, you may have already hit the credit card’s limit.
Dave Ramsey has referred to whole life insurance policies as the payday lenders of the middle class. You pay anywhere from 100 to 400 dollars a month in premiums for a life insurance policy that pays out the same amount upon your death as a term life insurance policy that costs a fraction of that amount.
This is only an option if you own a home and have sufficient equity to borrow against. One benefit of a home equity loan is that it has a low interest rate, since it is secured by your home. The risk you’re taking is that you’ll lose your home if you don’t make the payments.