Did you get some stimulus money? How are you planning on using it? Here are some SMART ways to use your stimulus money.
Give to Charity
I believe that you should use your money to help people.. This involves giving charity to those who need it. If you can, give as much of your stimulus as possible to the people who need it the most.
If you have a lot of debt then paying off a chunk of it can help you climb out of debt sooner and perhaps lower your monthly payments as well.
Saving $1,000 is a gamechanger. Many Americans do not have that kind of money put away. Do this, and you will be ahead of the game.
3-6 months of expenses for your Life Happens (aka Emergency Fund) is the suggested rule of thumb, but obviously, this should be tailored to your particular circumstances and risk tolerance.