Millennial mom Robyn created A Dime Saved to provide personal finance advice for the newly employed and newly graduated.
“The best advice I can give to anyone looking to get their financial life under control is to create systems — a situation where good financial habits become routine,” she said. “Set a clear and easy budget that works for you. Automate saving amounts and auto-pay your bills. Create reminders on your phone for those things that you cannot automate.”
Robyn said that automating is the key to saving: “When money is deposited into a savings account as soon as your paycheck hits your bank account, you are less likely to go ahead and spend it. But don’t rely on your own self-discipline — create an automatic payment that does it for you.”