Why I Don’t Recommend No-Spend Days

No-Spend Days? Why They Don’t Work

What is a No-Spend Day?

 

No-spend days or spending fasts are times when you make a promise to yourself not to spend money on certain days or certain periods of time.

There are some people who find these to be very effective.

Case in Point:

A Year of Tracking No Spend Days (and the privilege of doing so) by Tread Lightly, Retire Early

How I Bought No Clothes For Over A Year & Lessons From My Clothing Ban by M @Radical Fire

If you have tried these and they work for you then great!

But here is why I advise NOT to do a spending diet.

Using Motivation To Help You Change

We like to think that making big, bold moves will help us. We like to imagine ourselves doing a complete overhaul of our lives within days. TODAY I will change. TODAY I will become the person I want to be. I will become more organized, on top of my finances, more mindful, a better person etc. We want to be all those things and we WANT IT NOW! We usually feel like this after a particularly motivating experience. A motivating experience can either be something positive or negative that convinces us that we must change our behavior. The problem with motivational experiences is that they give us a temporary “high”. We get all gung-ho to change and improve but then the high wears off, we face an obstacle, we fail at what we are doing and we give up.

Motivation is temporary. As Zig Ziglar so famously said, “People often say that motivation doesn’t last. Well, neither does bathing-that’s why we recommend it daily”. Its a good quote and true on many levels. The problem is that unlike bathing we can’t just jump in the shower every time we need a good dose of motivation. It has to come from somewhere and sometimes even our trusty sources of motivation let us down.

Motivation is like a shower that only works sometimes, when we least expect it and sometimes the water is cold and sometimes the water doesn’t come at all- even if we are standing and screaming at the shower head. So the metaphor doesn’t totally track but the point is that motivation wear off and then you are left with what exactly? The high is gone, the purpose is gone-we are only left with the actions that we have taken so far.

Have You Ever Physically Fasted?


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My $12 Vanity Trip and How I Bought Myself a Kid’s Toy

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The struggle of raising kids with a balanced approach to money and materialism

So vacation was pretty awesome!

We got to our Airbnb and after we set down our stuff we headed straight to the beach. We had brought some sand stuff for our kids to play with but as soon as we got there we noticed that the beach was crowded with families and most of the kids in the water had various inner tubes to play with in the water. We hadn’t brought anything for the to play with IN the water- just for outside the water. My son, pointing to a bright purple inner tube, asked “What is that kid playing with?” We responded that it’s a fun thing to float with in the water. My other son, “We don’t have anything to play with in the water”. I looked at my husband and my heart sank. I saw on his face that he was thinking the same thing. We felt so bad that our kids were in the water with all these other kids who were having so much fun with their floating toys. We put a bright face on and played in the water and on the beach- we don’t need stuff to have fun!!

Beach trip

The next day we hung out in the pool and then decided to head to the beach again. After a hurried consultation with DH, we decided to try to find a store to buy the kids inner tubes so there wouldn’t be a repeat of the previous day. If the tubes were affordable, say under $20, we would buy one so our kids wouldn’t have to stare longingly at other kid’s toys the whole day. We both grew up in large families and there wasn’t money for “extras”. So many times in my childhood I had gone without those small extras and I was determined that for this vacation at least my kids would have even this small thing.

We live frugally because we have to, and because we consider saving for our future and staying away from any debt to be a priority and there are many times I feel so bad for my kids. We don’t do so many things that other people do and even though they are still young, I wonder if they ever feel the pinch and feel badly or even resent us for that.

We didn’t want to spend any more money on this vacation than we had to but we decided to buy these tubes or some sort of floaty toy. On the way to the beach we stopped at a small store and I jumped out without telling my kids what I was getting. I ran inside and saw these fun inner tubes with a unicorn head attached for only $6. I immediately grabbed 2! Not only would my kids have the fun toys but they wouldn’t even need to share! I good barely contain my excitement as I paid and headed back to the car. The kids would be so psyched especially as I hadn’t indicated that I would buy them anything.

I reached the car and casually handed them each the box, “I bought you each something”, I said and grinned at my husband. We stared at them excitedly as they looked at it. Their response was… well, underwhelming to say the least. “What is it?” “It’s a floaty!” I said, “You know like all the kids had yesterday!”. “Oh” they said, “For, us?” “Yes!!!” we practically screamed “We bought these for you so when we go in the water today”. “But did we bring the sand toys?” “Both! You get to play with both!”. There excitement was palpable… not. As soon as we blow them up, we reasoned, they will realize what they are and they will get super excited. It’s hard to see what they are when they are still in a box, and the kids are still so young they can’t visualize it. Suffice it say, the excitement level just got lower as we blew them up. One kid flat out refused to carry it to the water from the car, “I don’t want to play with it”. The other brought it to the water and promptly left it next to the towels. We convinced him to play with it for a total of 30 seconds. AS we realized that they were supremely uninterested, I began to look at the whole incident with different eyes. Maybe the trip to the beach hadn’t gone as I thought it had?

Could it be that it wasn’t the kids who were jealous of the other kids, but me?

Was I projecting my disappointment on my children?

Was it possible that I was the one giving longing looks at the fun of the inner tubes, not them?

Was it possible that the “game face” I had put on was totally and completely unnecessary and my kids were enjoying themselves perfectly fine?

Was I regressing to my childhood and it was really child me who wanted an inner tube and couldn’t have one? Was I buying the inner tube to baby me who wanted what she couldn’t have?

Was I projecting my own insecurities about what I can and cannot buy and give to my children to things that I assumed that they wanted as opposed to things that they actually wanted?

Is it possible that maybe my kids don’t feel as deprived as I think they do? Click To Tweet

Maybe I should have actually spoken to my kids and found out what they wanted instead of trying to play mother of year to them?

Did I actually go and spend money to make myself feel like a “fun” mother instead of finding out if my kids wanted inner tubes? If I wanted to treat them, maybe they would have wanted something else?

The money I spent wasn’t really the point, thankfully it was only $12 and although it’s not returnable I’m sure that we will eventually get some use out of them (maybe next year!) but it really got me thinking about the things I buy for my kids and why I buy them. There are some things that I buy because they need them but maybe there are some things I buy because I think they “need” them but they actually don’t? Maybe sometimes I buy things for them to feel like a “good mother” or because I am projecting my own insecurities onto my own kids without addressing their actual insecurities and needs?

I’m not sure exactly what the answer to all these questions are. These are questions that I am assuming most parents grapple with as we want to give our kids the world, not spoil them, well maybe a little, but not enough to ruin them. We want them to have everything but also work for it, feel loved and taken care of but also not be entitled. It’s a tall order!

What are some of the issues you face when buying things for your kids? Am I the only one who feels this way? Tell me I’m not alone!