It is not a failure to use your emergency fund for an emergency. After all, that is what you have it for. I am grateful every time I need to use my emergency fund, and I can. My Tales of … Read More
Do you get an uneven paycheck? Many workers do not get a set paycheck every month and need to budget with an uneven paycheck. I am one of those workers! I like to use percentages instead of fixed amounts for … Read More
I like the envelope system of budgeting, but I think it’s time to bring it into the modern age with a little twist. I call it the Modern Envelope Budgeting System. How do you decide where to put your money? … Read More
Where do you put the savings portion of your paycheck? What do you do with the money you have made so far that you don’t know what to do with it? First, you need to set up your savings ladder. … Read More
It’s that time of year! Resolution time. We usually like to start with some lofty goals and high ideals. But, instead, it’s the month of extremism and abstinence. I won’t spend money on anything for the whole month. I will … Read More