How To Invest During A Financial Crisis

A financial crisis is devastating for our personal finances. There is no perfect way to get ready for it, and it’s inevitable. Experts tell us that each of us will go through many financial crisis in our lifetime. Here is … Read More

Guide to Low-Risk Investing

low-risk investing

No risk appetite? No problem. Here is your guide to low-risk investing. You can make anywhere from 10-50% return on your money with these vehicles – with far less risk than the stock market. We are all seeking greater returns, … Read More

The Pyramid of Wealth Building

Building Wealth

I am honored to have a great guest post by newcomer to the Personal Finance Blogging scene: Compounding Works. At Compounding Works, they believe the best investment is in learning, and by compounding it, we will achieve much better financial results.

Using the Pyramid of Wealth Building

The first step to building wealth is to… well, start saving. The savings ladder is a great guide to help you get started. Setting up a budget and save regularly is key to succeed in the long run.

Saving encourages good habits, and protects your future self from both unforeseeable events and planned expenses, such as a wedding, buying a house or retire early.

But just saving isn’t enough, though. If inflation, or the rate at which prices increase over time, continues to rise, your money will loose its value over time, unless you can make it grow faster than inflation rises.

This is where investment comes in. It doesn’t matter if you have $10, $1000, $10,000 or $1,000,000 saved away. If you don’t invest that cash wisely, it will shrink as time goes by and become less valuable.

So how can we invest our cash?


Investing our way to wealth

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