Parental Proximity: The Surprising Number of Young Adults Living at Home in These Cities

A new data study finds that 33% of young adults live at home, soaring to almost 50% in some cities.

But in which cities does moving back home hold the most value?

One company pulled from sources including the BLS, Census, Zillow, Rent Cafe, Numbeo, and more to rank 100 U.S. cities on ten different factors  from unemployment rate and housing price-to-income ratio to the percentage of adults living with their parents and the number of one-bedroom rentals available.

These and other factors were weighted according to their impact on the value of moving back home or moving out.

Here’s What They Found:

  • Move Back Home in… Boston, MA. Young Bostonians are better off exploring the city from their parent’s house. It’s tough on the wallet in all categories, making it the top city to move back home to, with a score of 37.32/50. The average monthly rent is nearly $3,800, the monthly utility cost is roughly $300, and it has the sixth-highest average grocery cost in the country. 33.9% of young adults in Boston live at home.


  • Move Out in… Madison, WI. With its low unemployment rate and cost of living, the smallest percentage of young adults live at home here, only 14.2%.


The Cities With the Highest Populations of Young Adults Living at Home:

1. Bridgeport, CT 48.9%

2. McAllen, TX 48.3%

3. Riverside, CA 46.7%

4. Poughkeepsie, NY 45.9%

5. Stockton, CA 43.4%

6. New York, NY 43.2%

7. El Paso, TX 43.0%

8.. North Port-Sarasota, FL 42.5%

9. Miami, FL 42.1%

10. Los Angeles, CA 41.8%

Moving in With Your Parents

“For many couples looking to move in with their partner, planning their finances is the next big step. Moving in with your parents can help cut down on rent costs, and ultimately help you save for their larger goals faster. Things such as an engagement ring, a dream wedding, or their own home together. Our data shows that Bridgeport, CT has the highest population of young adults living with their parents, 48.9%, while Madison, WI has the smallest percentage, at only 14.2%.” says Deirdre Kronschnabel, who works in partnership with Shane Co.

Is Living at Home the Answer?

Mike Hunsberger, ChFC, says, “Gen Zers who find themselves unable to make ends meet should first assess where their money is going. They should ruthlessly cut out any expenses they can until their income and expenses are balanced. This is critical because the last thing you want is to get into debt spiral with credits cards. If that’s started it’s imperative that they stop it with credit card interest rates at all time highs. Once they’ve stopped accumulating more debt, they should build a realistic budget”“.
Parental involvement may be the key to helping Gen Z get on the right track, “If their parents are in a position to help,” says Hunsberger,  I would want to ensure the Gen Zer is on a sustainable path and had a plan to avoid getting into this situation in the future. If the parents aren’t able to help, the Gen Zer will need to either find a way to increase their income or continue to reduce their expenses.”
Many parents and children agree with Hunsberger; a whopping 48% of Gen Z say they’re unable to move out of their parent’s home due to financial struggles.

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This post originally appeared on A Dime Saved.

Hi! I am a millennial mom with a passion for personal finance. I have always been “into” personal finance but got inspired to start my blog after a period of extended unemployment. That experience really changed the way I viewed my relationship with money and the importance of accessible personal finance education.