Budgeting on an Uneven Paycheck

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Do you get an uneven paycheck? Many workers do not get a set paycheck every month and need to budget with an uneven paycheck. I am one of those workers! I like to use percentages instead of fixed amounts for … Read More

Budgeting with the Modern Envelope System

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I like the envelope system of budgeting, but I think it’s time to bring it into the modern age with a little twist. I call it the Modern Envelope Budgeting System.  How do you decide where to put your money? … Read More

Why I put $5 a Month into a Retirement Account


What should I do if I don’t have enough money to save for retirement? I’ve been working on building an emergency fund. Unfortunately, there have been a lot of setbacks which means that its taking me a really, really long … Read More

What They Don’t Understand….

Living Paycheck to Paycheck The thing with living paycheck to paycheck or with being poor is that you don’t have money. Everyone who is reading this is probably scratching their heads because it seems really obvious. And it is very … Read More

The Number 1 Problem with Personal Finance

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I just read a whole thread on Twitter “bashing” FIRE and extreme miserliness. The gist was, “Why to be miserable just to save money?”. It then started veering into the mentality of “If I can’t/don’t want to be miserly, then … Read More