How To Invest During A Financial Crisis

Guest Post by Marco Carreira! Marco Carreira is the founder of Carreira Finance. He is a personal finance coach who teaches people how to make better financial decisions. His goal is to help them make more out of their money.

How To Invest During A Financial Crisis

A financial crisis is devastating for our personal finance. There is no perfect way to get ready for it, and it’s inevitable. Experts tells us that each of us will go through many financial crisis in our lifetime.

Yet, there are ways to reduce their impact on our finance. This article will go over investment best practices and how to invest during a financial crisis.

financial crisis

What is a financial crisis?

A sharp decline in asset values in a short period is what triggers a financial crisis. Its often driven by the fear of the unknown from investors.

But when the economy is taking a hit, it also affects customers and businesses as they start to default on their debt payments.

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Guide to Low-Risk Investing

Thanks to Contrarian Saver for this guest post about low-risk investing.

Please note that all content is informational only. Please read our disclaimer here.

No risk appetite? No problem.

You can make anywhere from 10-50% return on your money with these vehicles – with far less risk than the stock market.

We are all seeking greater returns, especially in the days of .01% interest checking accounts and  2% CDs. I personally like the idea of the 8% you can get (historically, of course) in the stock market, but would prefer to get these returns with little or no risk. So what’s a greedy (but nervous) investor like you or I supposed to do?

Well, here are a few ways you can make back your money at 10% or far more – virtually guaranteed:

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The Pyramid of Wealth Building

Building Wealth

I am honored to have a great guest post by newcomer to the Personal Finance Blogging scene: Compounding Works. At Compounding Works, they believe the best investment is in learning, and by compounding it, we will achieve much better financial results.

Using the Pyramid of Wealth Building

The first step to building wealth is to… well, start saving. The savings ladder is a great guide to help you get started. Setting up a budget and save regularly is key to succeed in the long run.

Saving encourages good habits, and protects your future self from both unforeseeable events and planned expenses, such as a wedding, buying a house or retire early.

But just saving isn’t enough, though. If inflation, or the rate at which prices increase over time, continues to rise, your money will loose its value over time, unless you can make it grow faster than inflation rises.

This is where investment comes in. It doesn’t matter if you have $10, $1000, $10,000 or $1,000,000 saved away. If you don’t invest that cash wisely, it will shrink as time goes by and become less valuable.

So how can we invest our cash?

 

Investing our way to wealth

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