Desperate Times, Desperate Measures: 17 Legit Ways to Get Cash ASAP

Sometimes you need emergency cash, and you need it now! If you can’t wait for your paycheck to be deposited or for that business idea to pan out then here are some great ways to get quick cash right now.

Ideally, every person would have an emergency fund or a working credit card to put expenses on when they need money desperately.

Real life doesn’t work that way. Sometimes, you need cash quickly, and you don’t have savings to use.

Drive for Lyft or Uber

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The application is quick and easy, and you get paid weekly. You also have the benefit of working around your own schedule.

Teach Something

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Have a unique skill or passion? Create and sell an online course. There are plenty of websites available that make getting started easy! You make the curriculum and set the price. Teachable and Thinkific are both great starting points. You can also hire yourself as a tutor to help students with their schoolwork.

Sell Jewelry and Precious Metals

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Go through your old jewelry, see if you have any mismatched or broken pieces containing gold or silver, and sell them at a place that buys coins & precious metals.

You may not want to sell your sentimental pieces, but you can probably find items that you have no use for anymore. Selling them will get you some much-needed cash flow. If you can’t find a broker to buy them, you can pawn them or try to sell them on eBay.

Offer To Clean up a Neighbor’s Garden or Mow Lawns

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Knock on some doors, hang up some signs, or post on neighborhood groups that you are willing to cut back perennial plants, remove dead annual plants and weeds, rake, mulch, and get the garden ready for winter or summer for a flat fee.

This can be an opening for other jobs- if they are looking for someone to clean something else out or other odd jobs, this can be a great way to get some emergency cash when you are desperate!

Write Articles or Blog Posts

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Good writing is in high demand, and you will get snapped up if you offer your services at a discount. Sell a bunch of articles or blog posts to make a quick buck.

If you think there may be a moment when you will need money quickly, network and find groups to sell your freelance writing services to before you need the money immediately. Even if you don’t have a network in place, hop onto social media and offer your services.

Sell Your Stuff

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Have a look at everything you have in your house. Whether it’s old clothes, books, or even old cell phones, you’re not getting any benefit from them if they’re lying around and not being used. Try selling them.

See if there is any furniture you can part with for a price. You’ll be surprised how much you can get for your old junk! There are many platforms to sell your used stuff, but if you need emergency cash quickly, try posting it on neighborhood chats and groups or craigslist- you will get cash in your hand more quickly.

You can look around for some unused gift cards and try to sell them for a discounted rate to someone who wants them.

Do Tasks With an App

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Often, you may find yourself needing money now or quickly. And fortunately, there are a few ways to get cash pretty fast these days.

One way is to make money doing tasks via the gig economy. Apps like TaskRabbit, Instacart, Handy, Rover and many others allow you to find quick jobs that will pay you. It’s not money that will let you retire, but a quick way to make a few bucks.

Switch Bank Accounts

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Another way to get free money fast is to switch bank accounts. When most people think of sign-up bonuses, they think of credit cards and don’t realize that many bank accounts will offer you a few hundred dollars to make the switch as well.

Whether it’s a checking account or savings account, if you haven’t looked at your other banking options in a few years, it’s probably worth a look now!

Rent Out Your House

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Whether you own or rent a house, consider house hacking to generate rental income to get some quick cash. Two quick ideas to consider: Rent out a room in your house, get a roommate, or rent your house on Airbnb when you know you’ll be away from home.

Your house or apartment can be a money-making machine if you do it properly. If you have somewhere safe to stay, consider moving there (if they’ll have you!) and get some extra cash in a few nights or a weekend.

It can be worth it if it means sleeping on your friend’s cash or in your parent’s basement. Tell them: I need money desperately- can you help me out?

Do Odd Jobs

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Everyone is always looking for the next app or website to make a few quick bucks, but one of the best ways to earn cash fast is by simply trading your time for money.

There are always tons of opportunities to make an extra $200 or more in a day. For example, you can offer your services by raking leaves, cleaning gutters, or washing windows in your neighborhood. You can also look on sites like Craigslist for simple jobs you can do in a day, like assembling furniture or moving boxes.

You can see which of your neighbors have a pet and offer to do pet-sitting or dog-walking. You can babysit for some quick cash if you know someone with children.

Use Your Special Skills

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You can make even more money if you have special skills or equipment. I recently needed to move a refrigerator from one house to another but didn’t have a truck, and the cheapest quote I got was for $100 to move it 5 miles! Using what you already have and getting a little creative, you can always find a way to make some quick cash when you need it.

Sell Plasma

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If you live where they allow you to sell plasma, you can donate your blood and get some money for it. There are places that give you cash, but some give you gift cards or prepaid cards. You can then sell those to someone for cash.

Sign Up To Do Food Delivery

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Food delivery apps through Postmates, Grubhub, Uber Eats, and Instacart have been one of the highest paying (at times $50/hour) quick cash opportunities! This is one of the best ways to make money during your spare time or if you are in school and you need to make some quick cash.

Lower Your Interest Rate

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Reducing your interest payment is the fastest way to keep more cash in your pocket. The Federal Reserve has lowered interest rates across the board.

Make sure you take advantage of it by refinancing your personal loans or student loans. This is particularly applicable if you are one of those who have an average student loan debt amount of $37,172 and a monthly payment of $393.

Do Transcription Jobs Online

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If you want to work from the comfort of your home and determine your own hours, transcription jobs may be perfect for you. You can make some extra money on top of your regular salary or treat it as a full-time job. It’s entirely up to you!

Transcription jobs have a very low barrier to start; all you need is computers and internet connections. Within days you can start to earn some extra cash. You can pay off more debt, save for retirement, or have extra room in your budget.

Flip Products From Craiglist

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Jesse describes here how he flips MTG Cards on Craiglist. You can do the same, or if you are a little handy or creative, you can flip bigger products such as furniture or toys.

You can go to garage sales or estate sales and get things for very cheap and then spend some money fixing them up and sell it for more than you paid.

Go towards the end of the day to a garage sale, and you may be able to get some excellent deals.

It would be even better if you find something while dumpster diving or if someone is giving away something for free. Take an old chair- clean it, sand it, screw it back together, and you have a great thing to sell with little outlay.

Stand Outside a Park

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No- this doesn’t mean what you think it means! I saw someone do this, and I was amazed at its genius, although I haven’t done it myself.

A man came to the park with a toolbox and some extra bike parts. In no time, he was raising seats, taking off training wheels, adding kickstands, oiling bikes, and changing tires- all for cash.

It’s a quick and easy side hustle, and you can advertise by hanging up flyers indicating when and where you will be. A few hours of work, some nice cash, and some delighted kids! Yes- you need money desperately, but you are doing a service simultaneously, which is a nice bonus!

Write for Listverse

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Are you good at writing? Listverse pays writers $100 for writing lists of things. All you need is a computer and a PayPal account. Write up a list or two and send it in. You get paid upon approval. It’s that easy!

Get Cashback

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Sign up for cash-back websites like Swagbucks, Ibotta, Rakuten, and TopCashback.

I admit- this won’t get you tons of money quickly, but you can get a little bit of money back on purchases you are already making- when you are in desperate need of money, then every single bit counts!

Do All the Online Surveys

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Again, this won’t make you the big bucks, but if you need money desperately, then you can take some surveys when you have nothing else to do- on the bus, waiting in line, and during any other downtime.

Check out the best survey sites here!

You can make even more money if you combine this with another side hustle (doing surveys while waiting for your food delivery order to be ready). The best way to make money is while you are already making money!

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Have you ever wanted to make a lot of money from a side hustle and quit your 9 to 5? You may know about the typical side hustles, but I bet you never even heard of these lucrative side hustles!

23 Side Hustles You Never Considered That Make More Than Your 9 to 5

9 So-Called “Frugal” Habits That Are Actually a Waste of Time and Money

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Not everything is frugal! I am sure you have read articles and tips that promote frugal living and give some ideas that are just not frugal! These frugal myths float around and sometimes even cost people a lot of money!

9 So-Called “Frugal” Habits That Are Actually a Waste of Time and Money

10 Stupid Scams People Won’t Stop Falling For

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It seems like every day there is a new scam popping up, promising to make you rich or solve all of your problems. Yet, despite the prevalence of scams and the numerous warnings about them, people still fall for them.

10 Stupid Scams People Won’t Stop Falling For

20 Hilariously Outdated Pieces of Boomer Advice That Leave Millennials in Stitches

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From lectures on frugality to hard work, Baby Boomer advice is never in short supply. But what happens when that wisdom doesn’t seem to fit with the experiences of a millennial? Some advice needs to be left in the past.

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The IRS Adjusted Its Tax Income Brackets – Are You Ready?

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Have you heard that the IRS adjusted their tax brackets? The reason behind the IRS adjusting its tax income brackets for next year is tax consolidation, which aims to simplify the tax code. You might have already heard about it.

The IRS Adjusted Its Tax Income Brackets — Are You Ready?

This post originally appeared on A Dime Saved.

Hi! I am a millennial mom with a passion for personal finance. I have always been “into” personal finance but got inspired to start my blog after a period of extended unemployment. That experience really changed the way I viewed my relationship with money and the importance of accessible personal finance education.

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