Why Americans Are Flocking to These States in Record Numbers

With record-high inflation and cost-of-living increases, Americans are looking for ways to save money.

According to a report, Americans are moving to states with the lowest cost of living to find a better quality of life and to save money.


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The report analyzed data from each state on 18 factors related to the cost of living, including housing prices, groceries, transportation, and healthcare.

Utah has the lowest cost of living overall, followed by Florida and Nevada.

Alaska came last on the list, with New Hampshire ranking as the state with the highest cost of living.

What Factors Affect the Cost of Living?

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One of the most critical factors affecting the cost of living is the cost of goods and services.

Alaska and Hawaii are consistently ranked as the highest cost-of-living states due to the expense of shipping goods to them.

Another major factor that affects the cost of living is the cost of housing. States with a high demand for housing tend to have higher costs, and a housing shortage can also lead to inflated prices.

High Housing Prices

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California and New York are two states with a high demand for housing that have also seen some of the highest prices in the country.

To save money while living in a state, it’s essential to research what expenses are common and how much they typically cost.

For example, many residents in the Northeast see snow removal service as a required expense, while others in warmer climates would never consider the cost of such a service.

Credit Score Impact

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Choosing where you live can also have an effect on your credit score. A new study from Upgraded Points recently shared the results of its newest in-depth data study of 60 American cities, ranking them from best to worst for credit score impact.

The Best U.S. Cities To Boost Credit Scores

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New York State has three cities in the top 10 rankings, but surprisingly, New York City was not among them.

Rochester ranks third with an overall score of 36.38 and an extremely low unemployment rate of 2.3%. The capital city of New York, Albany, sits in the fourth spot with an overall score of 33.29. And Albany is the only small city to make it into the top 10 rankings with a city size of 99,224.


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Syracuse is the third city in New York State to make the top 10 with an overall score of 30.8. All three cities have an average cost of living index of 70.29, meaning it is 30% cheaper to live in one of these cities than the national average. This allows workers to pay down debt far faster.

The Worst U.S. Cities To Boost Credit Scores

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No one wants their city to be on the “worst” list, but the data is clear.

With one of the lowest minimum wages in the country ($7.25/hour) and extremely high unemployment rates, Texas has the dubious distinction of having the top three worst cities for boosting credit scores.

In fact, half of the top ten worst cities are located in Texas. Ranking number two and number three are El Paso and Dallas, respectively. While Atlanta, Oklahoma City, and New Orleans are all in the top ten as well.

20 Antiquated Social Customs We Need To Leave Behind in the Dust

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Can you believe how much our society has changed over the years? It’s surely mind-blowing! As we find ourselves in the 21st century, it’s high time we look closely at some old social customs that don’t fit in anymore.

20 Antiquated Social Customs We Need To Leave Behind in the Dust 

20 Legal Things That Will Probably (Hopefully) Be Illegal in the Next 20 Years

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In today’s modern world of legalities and regulations for everything, there are certain things that people are eager to see illegalized in the next two decades, despite the complex legal landscape or things people think will become illegal in America.

20 Legal Things That Will Probably (Hopefully) Be Illegal in the Next 20 Years

15 Things That Are Really a Scam but Have Been Normalized by Society

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Have you ever seen something that is so crazy and ridiculous that you are sure it’s a scam but is actually normalized by society? Do you know that society is being scammed, but everyone is just acting like it’s normal?

15 Things That Are Really a Scam but Have Been Normalized by Society

16 Weird Gen Z Trends We Just Don’t Understand

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Does anything that Gen-Z does make you feel baffled and confused? Sometimes it feels like the younger folks have a culture where the trends are weird, and the language is different.

16 Weird Gen Z Trends We Just Don’t Understand

20 Things We Thought Were Awesome As Kids but Actually Are Pretty Terrible Now

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As children, we experienced many things that seemed magical and exciting. However, as we grow up, we realize that some of those things aren’t as great as we remember them to be. They are just not as fun as adults.

20 Things We Thought Were Awesome As Kids but Actually Are Pretty Terrible Now

Hi! I am a millennial mom with a passion for personal finance. I have always been “into” personal finance but got inspired to start my blog after a period of extended unemployment. That experience really changed the way I viewed my relationship with money and the importance of accessible personal finance education.