Pay Yourself First
The concept of paying yourself first has been used by savvy savers forever. It means that before you spend any money on other budget wants and potentially even some needs, you’re setting aside a certain amount for savings, even if it isn’t much.
Many money-saving apps have built-in features that teach savings techniques or provide other financial resources to help you achieve your goals. Your bank might even have these apps or resources built into apps that could already be on your phone.
If you’re struggling to save, maybe try gamifying your savings or spending to challenge yourself. Saving and spending challenges are a fun and unique way to trick yourself into paying more attention to your finances. Doing enough of them will make saving money second nature to you!