How You are Budgeting Backwards

Are you Budgeting Backwards?

Asking the wrong questions

The one mistake you are making when it comes to creating a budget and how to change your budget to something that works for you.


A question I see raised very often on various forums and social media sites (which I spend way to much time on) is some form of the following explains why so many people are budgeting backwards:

“I’m trying to create a budget and…

How much should I spend on… food or eating out or clothing?

How much does everyone spend on these categories?”

This is a question that comes up again and again usually by people who are attempting to get their finances in order and are trying to start living on a budget.

But they are asking the wrong question.


They are approaching their budget backwards.

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Taking a Break from Frugality

Throwing Frugality out the Window

When its time to stop obsessing and just let it be

Man plans and G-D laughs.

I had a good plan for how to handle my maternity leave. I prepared and strategized based on my experience with my last two kids.

This time is turning out to be a little different. A very complicated and traumatic birth has basically derailed a lot of my plans.

Taking a Break

I am OK and my baby is OK. That is all that matters right now. But i do have to make sure that i take care of myself to the best of my ability. That means that for the next few weeks  or longer, all sense of frugality is just going out the window. There are times when money is not the most important thing in the world. Click To Tweet I am officially taking a break from being frugal. 

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cheap meal

1 Trick to Stretch a Meal (and look super fancy)

1 Trick to Make Your Meal Go a Little Further

The easiest way to stretch a meal (and look super fancy)

This is the number one hack to make your meal and food stretch a bit

Groceries and food make up a large chunk of our expenditures. We also love having people over and love to entertain. We also don’t love having to spend a lot of money (which we don’t have) on a lot of chicken, meat or fish to feed all the people who we love having coming to our house. So its a bit of a conundrum. We need to stretch our meal and food budget a bit to make it work.

cheap meal

(If you are having a crowd, here are some hacks to making a feast on a budget.)

If you ever are making a meal and need to make it stretch for more people….
If you ever are strapped for money and are trying to make your main dishes go a little bit further…
If you ever need to turn a regular supper into something a bit more fancy..
this is the easiest way to do it!

Turn a regular supper into a two course extravaganza with one of the cheapest foods out there:

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