The 10 Secret Habits of Highly Frugal People (That Anyone Can Do)

Are you searching for ways to combat inflation by cutting expenses and saving money? Then, we got you covered.

Someone asked, “What are some suggestions for people wanting to be more frugal in 2023?” people responded with some great tips!

Being Frugal

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Are you tired of feeling like you’re living paycheck to paycheck?

Do you dream of a life where you can afford the things you want without worrying about how to pay for them? It’s time to start living within your means and embrace the power of frugality!

By making small changes to your spending habits and prioritizing your expenses, you can save money and live better.

Go Out Less

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It’s easy to say, not easy to do. But the more you use it, the more you’ll spend. Think about all those trips to a store. You use your time, gas, and whatever you’re purchasing. One explained, “Use less. Drive less. Go to stores less. Limit and remove marketing in your life. Yes, the less I go out, the less I spend.”


Plan a day, and this is the day you will go out to shop for groceries, clothes, necessities, etc. If you frequently go to the store, you are more likely to impulse buy.

Make a List

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Many in the thread agreed that you should make a list when grocery shopping or shopping online for pick-up. Sticking to the list is essential. One said, “I do online grocery shopping so I can stick to my list and avoid the temptation of throwing extra things into my cart that are budget busters.”


Another tip for the list, make a list all week long. If you write things on the list as you realize you need them, you are less likely to forget items you need and be able to make just one shopping trip.

Wait to Purchase

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Several suggested waiting before making any unplanned purchases. This forces you to consider whether you need or want the purchase. You are often about to impulse buy, and you can talk yourself out of spending the money.


One user advised, “Initially, it’s difficult to do, but forcing a waiting period of twenty-four hours before making a purchase is the way I started.”


Use It Up

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“Use it up, wear it out, make it do, do without.” says one user. It can apply to so many items we replace without thinking. If you want more blueberry yogurt, eat the peach you have left first. Shirts are getting boring; wear them out before you get another.


Another stated, “I have too much sitting around unused. So I purchased more than one kitchen gadget for cutting vegetables. Still, when I cut up my vegetables, I use my favorite knife I’ve always used.”

Delete Your Credit Card Information

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In this day and age, it’s effortless to shop online. With sites you frequent, you can save your credit card information, making it easier to impulse buy since you don’t have to reach for your wallet every time. One added, “If you must go into your wallet to grab a credit card manually, it adds an extra step and makes you rethink the purchase.”

Facebook Groups

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Join any Buy Nothing or local Buy Groups on Facebook. People are turning to these groups to donate unused items rather than to a secondhand store. These groups are great places to get stuff for free. Someone shared, “The amount of things I’ve been gifted and received from mine has been incredible, and the cost savings have been significant.”


Meal Plan

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One user suggested, “Meal planning helped us avoid a lot of waste.” You can plan out several meals that use the same ingredients, which would reduce waste. “I hate when I make a meal with fresh vegetables and don’t use all the vegetables. They end up going bad in my refrigerator.”

Invite Friends Over

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We enjoy the company of our friends and family, but going out to eat can kill a budget. So, invite your family and friends for dinner or a game night. You’ll spend less hosting a dinner party than eating at a restaurant.


“If you make it a potluck or rotate amongst friends, it’ll be even more affordable,” suggested one. You can easily make this a weekly tradition and save on your spending.

Drop Some Streaming Services

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So many streaming services are available now, and it’s hard to resist their low prices. But the $15 and the $7 can add up, and we only use some. One user confessed, “When I looked at my monthly bills, I could not believe I was spending over $80 on different streaming sites.”


Drop all but one streaming service. With the number of movies and shows on the one you keep, it will keep you busy for a while. Then, drop it and switch to another when you get bored with that one. Additionally, there are free streaming services, including Pluto TV and Tubi.


The Three R’s

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Many reminded the community that – Frugal is recycling, reusing, and reducing the three R’s. Practicing the three R’s can start rough, but start writing down what you can do for each one and put this into practice.


Recycle; Recycle things like clothes. Old clothes can be used to tear up for rags and cut up to make other usable items like potholders.


Reuse; Reuse items like containers. When you buy pickles and eat them all, wash out the container. It can be used to store leftovers, keep cotton balls, etc.


Reduce; Reduce the number of things you purchase. For example, switch to cloth napkins to reduce buying paper towels. Reduce the time you travel to a store to save on gas, etc.

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In today’s modern world of legalities and regulations for everything, there are certain things that people are eager to see illegalized in the next two decades, despite the complex legal landscape or things people think will become illegal in America.

20 Legal Things That Will Probably (Hopefully) Be Illegal in the Next 20 Years

15 Things That Are Really a Scam but Have Been Normalized by Society

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Have you ever seen something that is so crazy and ridiculous that you are sure it’s a scam but is actually normalized by society? Do you know that society is being scammed, but everyone is just acting like it’s normal?

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16 Weird Gen Z Trends We Just Don’t Understand

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Does anything that Gen-Z does make you feel baffled and confused? Sometimes it feels like the younger folks have a culture where the trends are weird, and the language is different.

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The Big Scam? 18 Things That Are Really Just One Giant Rip-Off

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Are you tired of being fooled by companies and their marketing tactics? Look no further! We’ve compiled a list of 18 things that are secretly just one big scam. Get ready to uncover the truth about some of the biggest rip-offs out there.

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20 Myths We Can’t Believe You Still Believe – It’s Time to Set the Record Straight!

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Image Credit: Kateryna Upit/Shutterstock.

Growing up, we have all heard some myths that may sound ridiculous to us, but we still believe in them for different reasons. Now the question is: Why do these myths persist despite the advancement of knowledge and access to information? In an age of science, where critical thoughts are encouraged, it is surprising to see these fallacies still being a part of human life!

20 Myths We Can’t Believe You Still Believe – It’s Time to Set the Record Straight! 

This post originally appeared on A Dime Saved.


Hi! I am a millennial mom with a passion for personal finance. I have always been “into” personal finance but got inspired to start my blog after a period of extended unemployment. That experience really changed the way I viewed my relationship with money and the importance of accessible personal finance education.