A Dime Saved Is A Dime Earned

Savings

When Emergency Strikes

I spent $500 at the dentist today. It was an emergency and had to be done. Things like this can be really upsetting. I worked hard to get my emergency fund at $1000 dollars and now I have to rebuild it. Taking a step or two down the savings ladder [...]

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Budgeting

Budgeting With an Uneven Paycheck

Some people get a set paycheck every month, but for many people this is not the case. What do you do if your paycheck fluctuates? How can you budget if your paycheck depend on your hours, your overtime or your commission? How do you create a budget [...]

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Budgeting

Budgeting with an “Envelope” System

How do you decide on where to put your money? You want to save but you also want to live a little. Don't forget bills! And what do you do with expenses that you are anticipating?   Here is a basic budgeting system:   The best [...]

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Savings

Savings Ladder

  Where do you put the savings portion of your paycheck? What do you do with the money you have made so far that you don't know what to do with?   Welcome to the savings ladder. The process is simple; when you complete one [...]

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Uncategorized

A Dime Saved

"A Penny Saved is a Penny Earned" You have all heard of that expression!  So why is my blog called "A Dime Saved?" because if a penny saved is a penny earned than a dime is ten times that! and we want to save as much as we can- hopefully even [...]

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